Swan Hill, Victoria, Australia · Population 11,186
▼ -16% vs Australia average
| Expense | Estimated cost | Basis |
|---|---|---|
| Meal at an inexpensive restaurant | $13.34 ($8.78) | per meal |
| Three-course meal for two, mid-range | $53.35 ($35.10) | per meal |
| Cappuccino | $4.00 ($2.63) | each |
| Monthly groceries (single person) | $302 ($199) | per month |
| Monthly public transport pass | $48.91 ($32.18) | per month |
| Basic utilities for an 85m² apartment | $129 ($84.83) | per month |
| Internet (60 Mbps, unlimited) | $37.35 ($24.57) | per month |
| Fitness club membership | $37.35 ($24.57) | per month |
| Cinema ticket | $9.78 ($6.44) | each |
| One-bedroom apartment in city centre | $843 ($554) | per month |
| One-bedroom apartment outside centre | $586 ($386) | per month |
| Three-bedroom apartment in city centre | $1,759 ($1,157) | per month |
The estimated average net salary in Swan Hill is $4,651 ($3,060) per month. To live comfortably — covering the full single-person budget of $1,475 ($971) with about 30% left over for savings — you would need a net income of roughly $1,918 ($1,262) per month.
Housing takes the largest share: rent for a one-bedroom outside the centre ($586 ($386)) represents about 40% of the total single-person budget.
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New South Wales · pop. 5,450,496
$2,213 ($1,456) / moVictoria · pop. 5,350,705
$2,175 ($1,431) / moQueensland · pop. 2,706,966
$1,914 ($1,259) / moWestern Australia · pop. 2,141,834
$1,914 ($1,259) / moSouth Australia · pop. 1,387,290
$1,914 ($1,259) / moQueensland · pop. 607,665
$1,767 ($1,162) / moAustralian Capital Territory · pop. 381,488
$1,767 ($1,162) / moNew South Wales · pop. 325,255
$1,767 ($1,162) / moSwan Hill is one of the key cities in Australia. The estimated monthly cost of living for a single person is $1,475 ($971), placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around $586 ($386) per month.
For families, the estimated budget rises to $3,550 ($2,335) per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately $2,691 ($1,770) monthly.
The average estimated net salary in Swan Hill is $4,651 ($3,060). To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least $1,918 ($1,262) per month.