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Cost of Living in Zvornik

Zvornik, Srpska, Republika, Bosnia and Herzegovina · Population 11,497

▼ -16% vs Bosnia and Herzegovina average

Single person, monthly (incl. rent)KM720 ($400)
Couple, monthlyKM1,277 ($709)
Family of four, monthlyKM1,650 ($917)

Estimated Prices in Zvornik

ExpenseEstimated costBasis
Meal at an inexpensive restaurantKM7.78 ($4.32)per meal
Three-course meal for two, mid-rangeKM31.10 ($17.28)per meal
CappuccinoKM2.33 ($1.30)each
Monthly groceries (single person)KM176 ($97.92)per month
Monthly public transport passKM28.51 ($15.84)per month
Basic utilities for an 85m² apartmentKM75.17 ($41.76)per month
Internet (60 Mbps, unlimited)KM21.77 ($12.10)per month
Fitness club membershipKM21.77 ($12.10)per month
Cinema ticketKM5.70 ($3.17)each
One-bedroom apartment in city centreKM290 ($161)per month
One-bedroom apartment outside centreKM202 ($112)per month
Three-bedroom apartment in city centreKM606 ($337)per month

Salary & Budget Planning

The estimated average net salary in Zvornik is KM1,215 ($675) per month. To live comfortably — covering the full single-person budget of KM720 ($400) with about 30% left over for savings — you would need a net income of roughly KM936 ($520) per month.

Housing takes the largest share: rent for a one-bedroom outside the centre (KM202 ($112)) represents about 28% of the total single-person budget.

Compare Zvornik

Zvornik vs SarajevoZvornik vs Banja LukaZvornik vs TuzlaZvornik vs MostarZvornik vs PrijedorZvornik vs Zenica

Nearby Cities

Sapna

14 km away · Bosnia and Herzegovina, Federation of

Milići

24 km away · Srpska, Republika

Vlasenica

26 km away · Srpska, Republika

Bratunac

29 km away · Srpska, Republika

Lopare

35 km away · Srpska, Republika

Srebrenica

35 km away · Srpska, Republika

Živinice

37 km away · Bosnia and Herzegovina, Federation of

Kladanj

37 km away · Bosnia and Herzegovina, Federation of

Other Major Cities in Bosnia and Herzegovina

Sarajevo

Bosnia and Herzegovina, Federation of · pop. 394,002

KM1,069 ($594) / mo

Banja Luka

Srpska, Republika · pop. 185,042

KM806 ($448) / mo

Tuzla

Bosnia and Herzegovina, Federation of · pop. 110,979

KM806 ($448) / mo

Mostar

Bosnia and Herzegovina, Federation of · pop. 105,448

KM806 ($448) / mo

Prijedor

Srpska, Republika · pop. 89,397

KM806 ($448) / mo

Zenica

Bosnia and Herzegovina, Federation of · pop. 70,553

KM806 ($448) / mo

Doboj

Srpska, Republika · pop. 68,514

KM806 ($448) / mo

Ilidža

Bosnia and Herzegovina, Federation of · pop. 66,730

KM806 ($448) / mo

Living in Zvornik

Zvornik is one of the key cities in Bosnia and Herzegovina. The estimated monthly cost of living for a single person is KM720 ($400), placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around KM202 ($112) per month.

For families, the estimated budget rises to KM1,650 ($917) per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately KM1,277 ($709) monthly.

The average estimated net salary in Zvornik is KM1,215 ($675). To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least KM936 ($520) per month.

Frequently Asked Questions

Is Zvornik expensive to live in?
A single person needs an estimated KM720 ($400) per month in Zvornik including rent outside the city centre. That is 16% less than the national average for Bosnia and Herzegovina.
What salary do you need to live comfortably in Zvornik?
A net salary of around KM936 ($520) per month lets a single person cover all estimated expenses in Zvornik with roughly 30% left for savings. The estimated average net salary in Zvornik is KM1,215 ($675).
How much is rent in Zvornik?
A one-bedroom apartment costs an estimated KM290 ($161) per month in the city centre and KM202 ($112) outside the centre. A three-bedroom in the centre runs about KM606 ($337).
Is Zvornik cheaper than Bosnia and Herzegovina on average?
Yes — Zvornik is estimated to be about 16% cheaper than the Bosnia and Herzegovina average, making it a relatively affordable option in the country.
What is the cost of groceries in Zvornik?
Monthly groceries for one person are estimated at KM176 ($98) in Zvornik. A meal at an inexpensive restaurant costs about KM8 ($4) and a cappuccino runs around KM2 ($1).
How do transport costs in Zvornik compare?
A monthly public transport pass in Zvornik is estimated at KM29 ($16). Transport makes up a small share of the total budget compared to housing and food.
Figures for Zvornik are estimates based on Bosnia and Herzegovina national averages adjusted for city size (population 11,497). Last model update: July 2026. How we calculate.