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Cost of Living in Veliko Tarnovo

Veliko Tarnovo, Veliko Tarnovo, Bulgaria · Population 76,834

▼ -6% vs Bulgaria average

Single person, monthly (incl. rent)лв936 ($520)
Couple, monthlyлв1,670 ($928)
Family of four, monthlyлв2,169 ($1,205)

Estimated Prices in Veliko Tarnovo

ExpenseEstimated costBasis
Meal at an inexpensive restaurantлв9.72 ($5.40)per meal
Three-course meal for two, mid-rangeлв38.88 ($21.60)per meal
Cappuccinoлв2.92 ($1.62)each
Monthly groceries (single person)лв220 ($122)per month
Monthly public transport passлв35.64 ($19.80)per month
Basic utilities for an 85m² apartmentлв93.96 ($52.20)per month
Internet (60 Mbps, unlimited)лв27.22 ($15.12)per month
Fitness club membershipлв27.22 ($15.12)per month
Cinema ticketлв7.13 ($3.96)each
One-bedroom apartment in city centreлв414 ($230)per month
One-bedroom apartment outside centreлв288 ($160)per month
Three-bedroom apartment in city centreлв864 ($480)per month

Salary & Budget Planning

The estimated average net salary in Veliko Tarnovo is лв1,800 ($1,000) per month. To live comfortably — covering the full single-person budget of лв936 ($520) with about 30% left over for savings — you would need a net income of roughly лв1,217 ($676) per month.

Housing takes the largest share: rent for a one-bedroom outside the centre (лв288 ($160)) represents about 31% of the total single-person budget.

Compare Veliko Tarnovo

Veliko Tarnovo vs SofiaVeliko Tarnovo vs PlovdivVeliko Tarnovo vs VarnaVeliko Tarnovo vs BurgasVeliko Tarnovo vs Stara ZagoraVeliko Tarnovo vs Ruse

Nearby Cities

Gorna Oryahovitsa

8 km away · Veliko Tarnovo

Pavlikeni

31 km away · Veliko Tarnovo

Gabrovo

34 km away · Gabrovo

Sevlievo

44 km away · Gabrovo

Tvarditsa

48 km away · Sliven

Levski

51 km away · Pleven

Maglizh

54 km away · Stara Zagora

Kazanlak

55 km away · Stara Zagora

Other Major Cities in Bulgaria

Sofia

Sofia-Grad · pop. 1,531,867

лв1,242 ($690) / mo

Plovdiv

Plovdiv · pop. 329,489

лв997 ($554) / mo

Varna

Varna · pop. 318,737

лв997 ($554) / mo

Burgas

Burgas · pop. 189,014

лв936 ($520) / mo

Stara Zagora

Stara Zagora · pop. 142,746

лв936 ($520) / mo

Ruse

Ruse · pop. 137,159

лв936 ($520) / mo

Sliven

Sliven · pop. 110,470

лв936 ($520) / mo

Pleven

Pleven · pop. 109,080

лв936 ($520) / mo

Living in Veliko Tarnovo

Veliko Tarnovo is one of the key cities in Bulgaria. The estimated monthly cost of living for a single person is лв936 ($520), placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around лв288 ($160) per month.

For families, the estimated budget rises to лв2,169 ($1,205) per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately лв1,670 ($928) monthly.

The average estimated net salary in Veliko Tarnovo is лв1,800 ($1,000). To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least лв1,217 ($676) per month.

Frequently Asked Questions

Is Veliko Tarnovo expensive to live in?
A single person needs an estimated лв936 ($520) per month in Veliko Tarnovo including rent outside the city centre. That is 6% less than the national average for Bulgaria.
What salary do you need to live comfortably in Veliko Tarnovo?
A net salary of around лв1,217 ($676) per month lets a single person cover all estimated expenses in Veliko Tarnovo with roughly 30% left for savings. The estimated average net salary in Veliko Tarnovo is лв1,800 ($1,000).
How much is rent in Veliko Tarnovo?
A one-bedroom apartment costs an estimated лв414 ($230) per month in the city centre and лв288 ($160) outside the centre. A three-bedroom in the centre runs about лв864 ($480).
Is Veliko Tarnovo cheaper than Bulgaria on average?
Yes — Veliko Tarnovo is estimated to be about 6% cheaper than the Bulgaria average, making it a relatively affordable option in the country.
What is the cost of groceries in Veliko Tarnovo?
Monthly groceries for one person are estimated at лв220 ($122) in Veliko Tarnovo. A meal at an inexpensive restaurant costs about лв10 ($5) and a cappuccino runs around лв3 ($2).
How do transport costs in Veliko Tarnovo compare?
A monthly public transport pass in Veliko Tarnovo is estimated at лв36 ($20). Transport makes up a small share of the total budget compared to housing and food.
Figures for Veliko Tarnovo are estimates based on Bulgaria national averages adjusted for city size (population 76,834). Last model update: July 2026. How we calculate.