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Cost of Living in Central Elgin

Central Elgin, Ontario, Canada · Population 13,746

▼ -16% vs Canada average

Single person, monthly (incl. rent)$1,304 ($959)
Couple, monthly$2,368 ($1,741)
Family of four, monthly$3,115 ($2,290)

Estimated Prices in Central Elgin

ExpenseEstimated costBasis
Meal at an inexpensive restaurant$12.12 ($8.91)per meal
Three-course meal for two, mid-range$48.47 ($35.64)per meal
Cappuccino$3.64 ($2.67)each
Monthly groceries (single person)$275 ($202)per month
Monthly public transport pass$44.43 ($32.67)per month
Basic utilities for an 85m² apartment$117 ($86.13)per month
Internet (60 Mbps, unlimited)$33.93 ($24.95)per month
Fitness club membership$33.93 ($24.95)per month
Cinema ticket$8.89 ($6.53)each
One-bedroom apartment in city centre$713 ($524)per month
One-bedroom apartment outside centre$496 ($365)per month
Three-bedroom apartment in city centre$1,488 ($1,094)per month

Salary & Budget Planning

The estimated average net salary in Central Elgin is $3,917 ($2,880) per month. To live comfortably — covering the full single-person budget of $1,304 ($959) with about 30% left over for savings — you would need a net income of roughly $1,695 ($1,246) per month.

Housing takes the largest share: rent for a one-bedroom outside the centre ($496 ($365)) represents about 38% of the total single-person budget.

Compare Central Elgin

Central Elgin vs TorontoCentral Elgin vs MontréalCentral Elgin vs VancouverCentral Elgin vs CalgaryCentral Elgin vs EdmontonCentral Elgin vs Ottawa

Nearby Cities

St. Thomas

7 km away · Ontario

Malahide

14 km away · Ontario

London

27 km away · Ontario

Thames Centre

29 km away · Ontario

Tillsonburg

32 km away · Ontario

Ingersoll

35 km away · Ontario

Middlesex Centre

42 km away · Ontario

Strathroy-Caradoc

47 km away · Ontario

Other Major Cities in Canada

Toronto

Ontario · pop. 5,647,656

$1,952 ($1,435) / mo

Montréal

Quebec · pop. 3,675,219

$1,690 ($1,242) / mo

Vancouver

British Columbia · pop. 2,426,160

$1,690 ($1,242) / mo

Calgary

Alberta · pop. 1,306,784

$1,690 ($1,242) / mo

Edmonton

Alberta · pop. 1,151,635

$1,690 ($1,242) / mo

Ottawa

Ontario · pop. 1,068,821

$1,690 ($1,242) / mo

Winnipeg

Manitoba · pop. 758,515

$1,560 ($1,147) / mo

Quebec City

Quebec · pop. 733,156

$1,560 ($1,147) / mo

Living in Central Elgin

Central Elgin is one of the key cities in Canada. The estimated monthly cost of living for a single person is $1,304 ($959), placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around $496 ($365) per month.

For families, the estimated budget rises to $3,115 ($2,290) per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately $2,368 ($1,741) monthly.

The average estimated net salary in Central Elgin is $3,917 ($2,880). To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least $1,695 ($1,246) per month.

Frequently Asked Questions

Is Central Elgin expensive to live in?
A single person needs an estimated $1,304 ($959) per month in Central Elgin including rent outside the city centre. That is 16% less than the national average for Canada.
What salary do you need to live comfortably in Central Elgin?
A net salary of around $1,695 ($1,246) per month lets a single person cover all estimated expenses in Central Elgin with roughly 30% left for savings. The estimated average net salary in Central Elgin is $3,917 ($2,880).
How much is rent in Central Elgin?
A one-bedroom apartment costs an estimated $713 ($524) per month in the city centre and $496 ($365) outside the centre. A three-bedroom in the centre runs about $1,488 ($1,094).
Is Central Elgin cheaper than Canada on average?
Yes — Central Elgin is estimated to be about 16% cheaper than the Canada average, making it a relatively affordable option in the country.
What is the cost of groceries in Central Elgin?
Monthly groceries for one person are estimated at $275 ($202) in Central Elgin. A meal at an inexpensive restaurant costs about $12 ($9) and a cappuccino runs around $4 ($3).
How do transport costs in Central Elgin compare?
A monthly public transport pass in Central Elgin is estimated at $44 ($33). Transport makes up a small share of the total budget compared to housing and food.
Figures for Central Elgin are estimates based on Canada national averages adjusted for city size (population 13,746). Last model update: July 2026. How we calculate.