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Cost of Living in Sai Wan Ho

Sai Wan Ho, Hong Kong · Population 12,985

▼ -34% vs Hong Kong average

Single person, monthly (incl. rent)$10,251 ($1,314)
Couple, monthly$19,187 ($2,460)
Family of four, monthly$25,769 ($3,304)

Estimated Prices in Sai Wan Ho

ExpenseEstimated costBasis
Meal at an inexpensive restaurant$75.82 ($9.72)per meal
Three-course meal for two, mid-range$303 ($38.88)per meal
Cappuccino$22.74 ($2.92)each
Monthly groceries (single person)$1,718 ($220)per month
Monthly public transport pass$278 ($35.64)per month
Basic utilities for an 85m² apartment$733 ($93.96)per month
Internet (60 Mbps, unlimited)$212 ($27.22)per month
Fitness club membership$212 ($27.22)per month
Cinema ticket$55.60 ($7.13)each
One-bedroom apartment in city centre$7,470 ($958)per month
One-bedroom apartment outside centre$5,197 ($666)per month
Three-bedroom apartment in city centre$15,590 ($1,999)per month

Salary & Budget Planning

The estimated average net salary in Sai Wan Ho is $22,464 ($2,880) per month. To live comfortably — covering the full single-person budget of $10,251 ($1,314) with about 30% left over for savings — you would need a net income of roughly $13,326 ($1,708) per month.

Housing takes the largest share: rent for a one-bedroom outside the centre ($5,197 ($666)) represents about 51% of the total single-person budget.

Compare Sai Wan Ho

Sai Wan Ho vs Hong KongSai Wan Ho vs KowloonSai Wan Ho vs Sha TinSai Wan Ho vs Sham Shui PoSai Wan Ho vs Kowloon CitySai Wan Ho vs Tin Shui Wai

Nearby Cities

Shek Tong Tsui

0 km away

Kennedy Town

1 km away

Central District

2 km away

Hong Kong

3 km away

Sham Shui Po

5 km away

Kowloon

6 km away

Pak Tin Pa

6 km away

Kowloon City

7 km away

Other Major Cities in Hong Kong

Hong Kong

pop. 7,450,000

$15,530 ($1,991) / mo

Kowloon

pop. 2,108,419

$13,385 ($1,716) / mo

Sha Tin

pop. 640,000

$12,329 ($1,581) / mo

Sham Shui Po

pop. 433,500

$12,329 ($1,581) / mo

Kowloon City

pop. 418,732

$12,329 ($1,581) / mo

Tin Shui Wai

pop. 286,232

$12,329 ($1,581) / mo

Central District

pop. 236,000

$11,544 ($1,480) / mo

Tsing Yi Town

pop. 200,000

$11,544 ($1,480) / mo

Living in Sai Wan Ho

Sai Wan Ho is one of the key cities in Hong Kong. The estimated monthly cost of living for a single person is $10,251 ($1,314), placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around $5,197 ($666) per month.

For families, the estimated budget rises to $25,769 ($3,304) per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately $19,187 ($2,460) monthly.

The average estimated net salary in Sai Wan Ho is $22,464 ($2,880). To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least $13,326 ($1,708) per month.

Frequently Asked Questions

Is Sai Wan Ho expensive to live in?
A single person needs an estimated $10,251 ($1,314) per month in Sai Wan Ho including rent outside the city centre. That is 34% less than the national average for Hong Kong.
What salary do you need to live comfortably in Sai Wan Ho?
A net salary of around $13,326 ($1,708) per month lets a single person cover all estimated expenses in Sai Wan Ho with roughly 30% left for savings. The estimated average net salary in Sai Wan Ho is $22,464 ($2,880).
How much is rent in Sai Wan Ho?
A one-bedroom apartment costs an estimated $7,470 ($958) per month in the city centre and $5,197 ($666) outside the centre. A three-bedroom in the centre runs about $15,590 ($1,999).
Is Sai Wan Ho cheaper than Hong Kong on average?
Yes — Sai Wan Ho is estimated to be about 34% cheaper than the Hong Kong average, making it a relatively affordable option in the country.
What is the cost of groceries in Sai Wan Ho?
Monthly groceries for one person are estimated at $1,718 ($220) in Sai Wan Ho. A meal at an inexpensive restaurant costs about $76 ($10) and a cappuccino runs around $23 ($3).
How do transport costs in Sai Wan Ho compare?
A monthly public transport pass in Sai Wan Ho is estimated at $278 ($36). Transport makes up a small share of the total budget compared to housing and food.
Figures for Sai Wan Ho are estimates based on Hong Kong national averages adjusted for city size (population 12,985). Last model update: July 2026. How we calculate.