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Cost of Living in Saint Ann’s Bay

Saint Ann’s Bay, Saint Ann, Jamaica · Population 13,671

▼ -16% vs Jamaica average

Single person, monthly (incl. rent)J$75,232 ($482)
Couple, monthlyJ$133,705 ($857)
Family of four, monthlyJ$173,091 ($1,110)

Estimated Prices in Saint Ann’s Bay

ExpenseEstimated costBasis
Meal at an inexpensive restaurantJ$800 ($5.13)per meal
Three-course meal for two, mid-rangeJ$3,201 ($20.52)per meal
CappuccinoJ$240 ($1.54)each
Monthly groceries (single person)J$18,140 ($116)per month
Monthly public transport passJ$2,934 ($18.81)per month
Basic utilities for an 85m² apartmentJ$7,736 ($49.59)per month
Internet (60 Mbps, unlimited)J$2,241 ($14.36)per month
Fitness club membershipJ$2,241 ($14.36)per month
Cinema ticketJ$587 ($3.76)each
One-bedroom apartment in city centreJ$31,453 ($202)per month
One-bedroom apartment outside centreJ$21,880 ($140)per month
Three-bedroom apartment in city centreJ$65,640 ($421)per month

Salary & Budget Planning

The estimated average net salary in Saint Ann’s Bay is J$84,240 ($540) per month. To live comfortably — covering the full single-person budget of J$75,232 ($482) with about 30% left over for savings — you would need a net income of roughly J$97,802 ($627) per month.

Housing takes the largest share: rent for a one-bedroom outside the centre (J$21,880 ($140)) represents about 29% of the total single-person budget.

Compare Saint Ann’s Bay

Saint Ann’s Bay vs KingstonSaint Ann’s Bay vs PortmoreSaint Ann’s Bay vs Spanish TownSaint Ann’s Bay vs Montego BaySaint Ann’s Bay vs Lucky HillSaint Ann’s Bay vs Half Way Tree

Nearby Cities

Ocho Rios

11 km away · Saint Ann

Lucky Hill

25 km away · Saint Mary

Ewarton

31 km away · Saint Catherine

Port Maria

34 km away · Saint Mary

Linstead

38 km away · Saint Catherine

Bog Walk

41 km away · Saint Catherine

Falmouth

48 km away · Trelawny

May Pen

54 km away · Clarendon

Other Major Cities in Jamaica

Kingston

Kingston · pop. 1,190,000

J$111,712 ($716) / mo

Portmore

Saint Catherine · pop. 182,153

J$84,240 ($540) / mo

Spanish Town

Saint Catherine · pop. 131,056

J$84,240 ($540) / mo

Montego Bay

Saint James · pop. 123,994

J$84,240 ($540) / mo

Lucky Hill

Saint Mary · pop. 114,227

J$84,240 ($540) / mo

Half Way Tree

Saint Andrew · pop. 96,494

J$84,240 ($540) / mo

May Pen

Clarendon · pop. 61,548

J$84,240 ($540) / mo

Living in Saint Ann’s Bay

Saint Ann’s Bay is one of the key cities in Jamaica. The estimated monthly cost of living for a single person is J$75,232 ($482), placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around J$21,880 ($140) per month.

For families, the estimated budget rises to J$173,091 ($1,110) per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately J$133,705 ($857) monthly.

The average estimated net salary in Saint Ann’s Bay is J$84,240 ($540). To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least J$97,802 ($627) per month.

Frequently Asked Questions

Is Saint Ann’s Bay expensive to live in?
A single person needs an estimated J$75,232 ($482) per month in Saint Ann’s Bay including rent outside the city centre. That is 16% less than the national average for Jamaica.
What salary do you need to live comfortably in Saint Ann’s Bay?
A net salary of around J$97,802 ($627) per month lets a single person cover all estimated expenses in Saint Ann’s Bay with roughly 30% left for savings. The estimated average net salary in Saint Ann’s Bay is J$84,240 ($540).
How much is rent in Saint Ann’s Bay?
A one-bedroom apartment costs an estimated J$31,453 ($202) per month in the city centre and J$21,880 ($140) outside the centre. A three-bedroom in the centre runs about J$65,640 ($421).
Is Saint Ann’s Bay cheaper than Jamaica on average?
Yes — Saint Ann’s Bay is estimated to be about 16% cheaper than the Jamaica average, making it a relatively affordable option in the country.
What is the cost of groceries in Saint Ann’s Bay?
Monthly groceries for one person are estimated at J$18,140 ($116) in Saint Ann’s Bay. A meal at an inexpensive restaurant costs about J$800 ($5) and a cappuccino runs around J$240 ($2).
How do transport costs in Saint Ann’s Bay compare?
A monthly public transport pass in Saint Ann’s Bay is estimated at J$2,934 ($19). Transport makes up a small share of the total budget compared to housing and food.
Figures for Saint Ann’s Bay are estimates based on Jamaica national averages adjusted for city size (population 13,671). Last model update: July 2026. How we calculate.