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Cost of Living in Saint Paul’s Bay

Saint Paul’s Bay, San Pawl il-Baħar, Malta · Population 40,204

▼ -16% vs Malta average

Single person, monthly (incl. rent)€722 ($785)
Couple, monthly€1,304 ($1,417)
Family of four, monthly€1,708 ($1,857)

Estimated Prices in Saint Paul’s Bay

ExpenseEstimated costBasis
Meal at an inexpensive restaurant€6.96 ($7.56)per meal
Three-course meal for two, mid-range€27.82 ($30.24)per meal
Cappuccino€2.09 ($2.27)each
Monthly groceries (single person)€158 ($171)per month
Monthly public transport pass€25.50 ($27.72)per month
Basic utilities for an 85m² apartment€67.23 ($73.08)per month
Internet (60 Mbps, unlimited)€19.47 ($21.17)per month
Fitness club membership€19.47 ($21.17)per month
Cinema ticket€5.10 ($5.54)each
One-bedroom apartment in city centre€371 ($403)per month
One-bedroom apartment outside centre€258 ($281)per month
Three-bedroom apartment in city centre€774 ($842)per month

Salary & Budget Planning

The estimated average net salary in Saint Paul’s Bay is €1,490 ($1,620) per month. To live comfortably — covering the full single-person budget of €722 ($785) with about 30% left over for savings — you would need a net income of roughly €938 ($1,020) per month.

Housing takes the largest share: rent for a one-bedroom outside the centre (€258 ($281)) represents about 36% of the total single-person budget.

Compare Saint Paul’s Bay

Saint Paul’s Bay vs VallettaSaint Paul’s Bay vs MostaSaint Paul’s Bay vs BirkirkaraSaint Paul’s Bay vs SliemaSaint Paul’s Bay vs QormiSaint Paul’s Bay vs Żabbar

Nearby Cities

Mellieħa

3 km away · Mellieħa

Imġarr

4 km away · Imġarr

Għargħur

5 km away · Għargħur

Naxxar

5 km away · Naxxar

Mosta

6 km away · Mosta

Imtarfa

6 km away · Imtarfa

Lija

7 km away · Lija

Iklin

7 km away · Iklin

Other Major Cities in Malta

Valletta

Valletta · pop. 480,134

€1,078 ($1,172) / mo

Living in Saint Paul’s Bay

Saint Paul’s Bay is one of the key cities in Malta. The estimated monthly cost of living for a single person is €722 ($785), placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around €258 ($281) per month.

For families, the estimated budget rises to €1,708 ($1,857) per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately €1,304 ($1,417) monthly.

The average estimated net salary in Saint Paul’s Bay is €1,490 ($1,620). To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least €938 ($1,020) per month.

Frequently Asked Questions

Is Saint Paul’s Bay expensive to live in?
A single person needs an estimated €722 ($785) per month in Saint Paul’s Bay including rent outside the city centre. That is 16% less than the national average for Malta.
What salary do you need to live comfortably in Saint Paul’s Bay?
A net salary of around €938 ($1,020) per month lets a single person cover all estimated expenses in Saint Paul’s Bay with roughly 30% left for savings. The estimated average net salary in Saint Paul’s Bay is €1,490 ($1,620).
How much is rent in Saint Paul’s Bay?
A one-bedroom apartment costs an estimated €371 ($403) per month in the city centre and €258 ($281) outside the centre. A three-bedroom in the centre runs about €774 ($842).
Is Saint Paul’s Bay cheaper than Malta on average?
Yes — Saint Paul’s Bay is estimated to be about 16% cheaper than the Malta average, making it a relatively affordable option in the country.
What is the cost of groceries in Saint Paul’s Bay?
Monthly groceries for one person are estimated at €158 ($171) in Saint Paul’s Bay. A meal at an inexpensive restaurant costs about €7 ($8) and a cappuccino runs around €2 ($2).
How do transport costs in Saint Paul’s Bay compare?
A monthly public transport pass in Saint Paul’s Bay is estimated at €26 ($28). Transport makes up a small share of the total budget compared to housing and food.
Figures for Saint Paul’s Bay are estimates based on Malta national averages adjusted for city size (population 40,204). Last model update: July 2026. How we calculate.