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Cost of Living in Cagayan de Oro

Cagayan de Oro, Cagayan de Oro, Philippines · Population 741,617

▲ +0% vs Philippines average

Single person, monthly (incl. rent)₱25,920 ($443)
Couple, monthly₱46,512 ($795)
Family of four, monthly₱60,640 ($1,037)

Estimated Prices in Cagayan de Oro

ExpenseEstimated costBasis
Meal at an inexpensive restaurant₱260 ($4.45)per meal
Three-course meal for two, mid-range₱1,042 ($17.81)per meal
Cappuccino₱78.13 ($1.34)each
Monthly groceries (single person)₱5,903 ($101)per month
Monthly public transport pass₱955 ($16.32)per month
Basic utilities for an 85m² apartment₱2,518 ($43.04)per month
Internet (60 Mbps, unlimited)₱729 ($12.47)per month
Fitness club membership₱729 ($12.47)per month
Cinema ticket₱191 ($3.26)each
One-bedroom apartment in city centre₱12,301 ($210)per month
One-bedroom apartment outside centre₱8,557 ($146)per month
Three-bedroom apartment in city centre₱25,671 ($439)per month

Salary & Budget Planning

The estimated average net salary in Cagayan de Oro is ₱26,044 ($445) per month. To live comfortably — covering the full single-person budget of ₱25,920 ($443) with about 30% left over for savings — you would need a net income of roughly ₱33,696 ($576) per month.

Housing takes the largest share: rent for a one-bedroom outside the centre (₱8,557 ($146)) represents about 33% of the total single-person budget.

Compare Cagayan de Oro

Cagayan de Oro vs ManilaCagayan de Oro vs Quezon CityCagayan de Oro vs Zamboanga CityCagayan de Oro vs DavaoCagayan de Oro vs Caloocan CityCagayan de Oro vs Taguig City

Nearby Cities

Opol

10 km away · Misamis Oriental

Tagoloan

12 km away · Misamis Oriental

El Salvador

17 km away · Misamis Oriental

Villanueva

18 km away · Misamis Oriental

Imbatug

19 km away · Bukidnon

Libona

20 km away · Bukidnon

Jasaan

22 km away · Misamis Oriental

Alubijid

22 km away · Misamis Oriental

Frequently Asked Questions

Is Cagayan de Oro expensive to live in?
A single person needs an estimated ₱25,920 ($443) per month in Cagayan de Oro including rent outside the city centre. That is 0% more than the national average for Philippines.
What salary do you need to live comfortably in Cagayan de Oro?
A net salary of around ₱33,696 ($576) per month lets a single person cover all estimated expenses in Cagayan de Oro with roughly 30% left for savings. The estimated average net salary in Cagayan de Oro is ₱26,044 ($445).
How much is rent in Cagayan de Oro?
A one-bedroom apartment costs an estimated ₱12,301 ($210) per month in the city centre and ₱8,557 ($146) outside the centre. A three-bedroom in the centre runs about ₱25,671 ($439).
Is Cagayan de Oro cheaper than Philippines on average?
No — Cagayan de Oro is estimated to be about 0% more expensive than the Philippines average, mainly due to housing demand.
Figures for Cagayan de Oro are estimates based on Philippines national averages adjusted for city size (population 741,617). Last model update: July 2026. How we calculate.