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Cost of Living in Jose Pañganiban

Jose Pañganiban, Camarines Norte, Philippines · Population 60,626

▼ -6% vs Philippines average

Single person, monthly (incl. rent)₱24,336 ($416)
Couple, monthly₱43,635 ($746)
Family of four, monthly₱56,857 ($972)

Estimated Prices in Jose Pañganiban

ExpenseEstimated costBasis
Meal at an inexpensive restaurant₱246 ($4.20)per meal
Three-course meal for two, mid-range₱983 ($16.80)per meal
Cappuccino₱73.71 ($1.26)each
Monthly groceries (single person)₱5,569 ($95.20)per month
Monthly public transport pass₱901 ($15.40)per month
Basic utilities for an 85m² apartment₱2,375 ($40.60)per month
Internet (60 Mbps, unlimited)₱688 ($11.76)per month
Fitness club membership₱688 ($11.76)per month
Cinema ticket₱180 ($3.08)each
One-bedroom apartment in city centre₱11,437 ($196)per month
One-bedroom apartment outside centre₱7,956 ($136)per month
Three-bedroom apartment in city centre₱23,868 ($408)per month

Salary & Budget Planning

The estimated average net salary in Jose Pañganiban is ₱24,570 ($420) per month. To live comfortably — covering the full single-person budget of ₱24,336 ($416) with about 30% left over for savings — you would need a net income of roughly ₱31,637 ($541) per month.

Housing takes the largest share: rent for a one-bedroom outside the centre (₱7,956 ($136)) represents about 33% of the total single-person budget.

Compare Jose Pañganiban

Jose Pañganiban vs ManilaJose Pañganiban vs Quezon CityJose Pañganiban vs Zamboanga CityJose Pañganiban vs DavaoJose Pañganiban vs Caloocan CityJose Pañganiban vs Taguig City

Nearby Cities

Paracale

10 km away · Camarines Norte

Labo

21 km away · Camarines Norte

Capalonga

22 km away · Camarines Norte

Vinzons

27 km away · Camarines Norte

San Vicente

28 km away · Camarines Norte

Talisay

30 km away · Camarines Norte

Daet

35 km away · Camarines Norte

Santa Elena

35 km away · Camarines Norte

Frequently Asked Questions

Is Jose Pañganiban expensive to live in?
A single person needs an estimated ₱24,336 ($416) per month in Jose Pañganiban including rent outside the city centre. That is 6% less than the national average for Philippines.
What salary do you need to live comfortably in Jose Pañganiban?
A net salary of around ₱31,637 ($541) per month lets a single person cover all estimated expenses in Jose Pañganiban with roughly 30% left for savings. The estimated average net salary in Jose Pañganiban is ₱24,570 ($420).
How much is rent in Jose Pañganiban?
A one-bedroom apartment costs an estimated ₱11,437 ($196) per month in the city centre and ₱7,956 ($136) outside the centre. A three-bedroom in the centre runs about ₱23,868 ($408).
Is Jose Pañganiban cheaper than Philippines on average?
Yes — Jose Pañganiban is estimated to be about 6% cheaper than the Philippines average, making it a relatively affordable option in the country.
Figures for Jose Pañganiban are estimates based on Philippines national averages adjusted for city size (population 60,626). Last model update: July 2026. How we calculate.