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Cost of Living in Naga City

Naga City, Naga, Philippines · Population 342,769

▲ +0% vs Philippines average

Single person, monthly (incl. rent)₱25,920 ($443)
Couple, monthly₱46,512 ($795)
Family of four, monthly₱60,640 ($1,037)

Estimated Prices in Naga City

ExpenseEstimated costBasis
Meal at an inexpensive restaurant₱260 ($4.45)per meal
Three-course meal for two, mid-range₱1,042 ($17.81)per meal
Cappuccino₱78.13 ($1.34)each
Monthly groceries (single person)₱5,903 ($101)per month
Monthly public transport pass₱955 ($16.32)per month
Basic utilities for an 85m² apartment₱2,518 ($43.04)per month
Internet (60 Mbps, unlimited)₱729 ($12.47)per month
Fitness club membership₱729 ($12.47)per month
Cinema ticket₱191 ($3.26)each
One-bedroom apartment in city centre₱12,301 ($210)per month
One-bedroom apartment outside centre₱8,557 ($146)per month
Three-bedroom apartment in city centre₱25,671 ($439)per month

Salary & Budget Planning

The estimated average net salary in Naga City is ₱26,044 ($445) per month. To live comfortably — covering the full single-person budget of ₱25,920 ($443) with about 30% left over for savings — you would need a net income of roughly ₱33,696 ($576) per month.

Housing takes the largest share: rent for a one-bedroom outside the centre (₱8,557 ($146)) represents about 33% of the total single-person budget.

Compare Naga City

Naga City vs ManilaNaga City vs Quezon CityNaga City vs Zamboanga CityNaga City vs DavaoNaga City vs Caloocan CityNaga City vs Taguig City

Nearby Cities

Camaligan

2 km away · Camarines Sur

Milaor

3 km away · Camarines Sur

Canaman

3 km away · Camarines Sur

Magarao

4 km away · Camarines Sur

Gainza

5 km away · Camarines Sur

Minalabac

6 km away · Camarines Sur

Bombon

7 km away · Camarines Sur

San Fernando

8 km away · Camarines Sur

Frequently Asked Questions

Is Naga City expensive to live in?
A single person needs an estimated ₱25,920 ($443) per month in Naga City including rent outside the city centre. That is 0% more than the national average for Philippines.
What salary do you need to live comfortably in Naga City?
A net salary of around ₱33,696 ($576) per month lets a single person cover all estimated expenses in Naga City with roughly 30% left for savings. The estimated average net salary in Naga City is ₱26,044 ($445).
How much is rent in Naga City?
A one-bedroom apartment costs an estimated ₱12,301 ($210) per month in the city centre and ₱8,557 ($146) outside the centre. A three-bedroom in the centre runs about ₱25,671 ($439).
Is Naga City cheaper than Philippines on average?
No — Naga City is estimated to be about 0% more expensive than the Philippines average, mainly due to housing demand.
Figures for Naga City are estimates based on Philippines national averages adjusted for city size (population 342,769). Last model update: July 2026. How we calculate.