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Cost of Living in Santa Margarita

Santa Margarita, Samar, Philippines · Population 27,012

▼ -16% vs Philippines average

Single person, monthly (incl. rent)₱21,716 ($371)
Couple, monthly₱38,883 ($665)
Family of four, monthly₱50,613 ($865)

Estimated Prices in Santa Margarita

ExpenseEstimated costBasis
Meal at an inexpensive restaurant₱221 ($3.78)per meal
Three-course meal for two, mid-range₱885 ($15.12)per meal
Cappuccino₱66.34 ($1.13)each
Monthly groceries (single person)₱5,012 ($85.68)per month
Monthly public transport pass₱811 ($13.86)per month
Basic utilities for an 85m² apartment₱2,138 ($36.54)per month
Internet (60 Mbps, unlimited)₱619 ($10.58)per month
Fitness club membership₱619 ($10.58)per month
Cinema ticket₱162 ($2.77)each
One-bedroom apartment in city centre₱10,025 ($171)per month
One-bedroom apartment outside centre₱6,974 ($119)per month
Three-bedroom apartment in city centre₱20,923 ($358)per month

Salary & Budget Planning

The estimated average net salary in Santa Margarita is ₱22,113 ($378) per month. To live comfortably — covering the full single-person budget of ₱21,716 ($371) with about 30% left over for savings — you would need a net income of roughly ₱28,231 ($483) per month.

Housing takes the largest share: rent for a one-bedroom outside the centre (₱6,974 ($119)) represents about 32% of the total single-person budget.

Compare Santa Margarita

Santa Margarita vs ManilaSanta Margarita vs Quezon CitySanta Margarita vs Zamboanga CitySanta Margarita vs DavaoSanta Margarita vs Caloocan CitySanta Margarita vs Taguig City

Nearby Cities

Calbayog City

8 km away · Samar

Gandara

17 km away · Samar

Tarangnan

18 km away · Samar

San Jorge

18 km away · Samar

Santo Niño

26 km away · Samar

Lope de Vega

29 km away · Northern Samar

Catbalogan

37 km away · Samar

Silvino Lobos

38 km away · Northern Samar

Other Major Cities in Philippines

Manila

Manila · pop. 24,922,000

₱32,338 ($553) / mo

Quezon City

Quezon · pop. 3,084,270

₱28,045 ($479) / mo

Zamboanga City

Zamboanga · pop. 2,100,000

₱28,045 ($479) / mo

Davao

Davao · pop. 1,848,947

₱28,045 ($479) / mo

Caloocan City

Caloocan · pop. 1,712,945

₱28,045 ($479) / mo

Taguig City

Taguig · pop. 1,308,085

₱28,045 ($479) / mo

Cebu City

Cebu · pop. 965,332

₱25,920 ($443) / mo

Antipolo

Rizal · pop. 887,399

₱25,920 ($443) / mo

Living in Santa Margarita

Santa Margarita is one of the key cities in Philippines. The estimated monthly cost of living for a single person is ₱21,716 ($371), placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around ₱6,974 ($119) per month.

For families, the estimated budget rises to ₱50,613 ($865) per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately ₱38,883 ($665) monthly.

The average estimated net salary in Santa Margarita is ₱22,113 ($378). To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least ₱28,231 ($483) per month.

Frequently Asked Questions

Is Santa Margarita expensive to live in?
A single person needs an estimated ₱21,716 ($371) per month in Santa Margarita including rent outside the city centre. That is 16% less than the national average for Philippines.
What salary do you need to live comfortably in Santa Margarita?
A net salary of around ₱28,231 ($483) per month lets a single person cover all estimated expenses in Santa Margarita with roughly 30% left for savings. The estimated average net salary in Santa Margarita is ₱22,113 ($378).
How much is rent in Santa Margarita?
A one-bedroom apartment costs an estimated ₱10,025 ($171) per month in the city centre and ₱6,974 ($119) outside the centre. A three-bedroom in the centre runs about ₱20,923 ($358).
Is Santa Margarita cheaper than Philippines on average?
Yes — Santa Margarita is estimated to be about 16% cheaper than the Philippines average, making it a relatively affordable option in the country.
What is the cost of groceries in Santa Margarita?
Monthly groceries for one person are estimated at ₱5,012 ($86) in Santa Margarita. A meal at an inexpensive restaurant costs about ₱221 ($4) and a cappuccino runs around ₱66 ($1).
How do transport costs in Santa Margarita compare?
A monthly public transport pass in Santa Margarita is estimated at ₱811 ($14). Transport makes up a small share of the total budget compared to housing and food.
Figures for Santa Margarita are estimates based on Philippines national averages adjusted for city size (population 27,012). Last model update: July 2026. How we calculate.