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Cost of Living in Santo Tomas

Santo Tomas, Pampanga, Philippines · Population 44,376

▼ -16% vs Philippines average

Single person, monthly (incl. rent)₱21,716 ($371)
Couple, monthly₱38,883 ($665)
Family of four, monthly₱50,613 ($865)

Estimated Prices in Santo Tomas

ExpenseEstimated costBasis
Meal at an inexpensive restaurant₱221 ($3.78)per meal
Three-course meal for two, mid-range₱885 ($15.12)per meal
Cappuccino₱66.34 ($1.13)each
Monthly groceries (single person)₱5,012 ($85.68)per month
Monthly public transport pass₱811 ($13.86)per month
Basic utilities for an 85m² apartment₱2,138 ($36.54)per month
Internet (60 Mbps, unlimited)₱619 ($10.58)per month
Fitness club membership₱619 ($10.58)per month
Cinema ticket₱162 ($2.77)each
One-bedroom apartment in city centre₱10,025 ($171)per month
One-bedroom apartment outside centre₱6,974 ($119)per month
Three-bedroom apartment in city centre₱20,923 ($358)per month

Salary & Budget Planning

The estimated average net salary in Santo Tomas is ₱22,113 ($378) per month. To live comfortably — covering the full single-person budget of ₱21,716 ($371) with about 30% left over for savings — you would need a net income of roughly ₱28,231 ($483) per month.

Housing takes the largest share: rent for a one-bedroom outside the centre (₱6,974 ($119)) represents about 32% of the total single-person budget.

Compare Santo Tomas

Santo Tomas vs ManilaSanto Tomas vs Quezon CitySanto Tomas vs Zamboanga CitySanto Tomas vs DavaoSanto Tomas vs Caloocan CitySanto Tomas vs Taguig City

Nearby Cities

San Simon

3 km away · Pampanga

Apalit

6 km away · Pampanga

San Luis

6 km away · Pampanga

Mexico

8 km away · Pampanga

San Fernando

8 km away · Pampanga

Minalin

8 km away · Pampanga

Calumpit

9 km away · Bulacan

Bacolor

10 km away · Pampanga

Frequently Asked Questions

Is Santo Tomas expensive to live in?
A single person needs an estimated ₱21,716 ($371) per month in Santo Tomas including rent outside the city centre. That is 16% less than the national average for Philippines.
What salary do you need to live comfortably in Santo Tomas?
A net salary of around ₱28,231 ($483) per month lets a single person cover all estimated expenses in Santo Tomas with roughly 30% left for savings. The estimated average net salary in Santo Tomas is ₱22,113 ($378).
How much is rent in Santo Tomas?
A one-bedroom apartment costs an estimated ₱10,025 ($171) per month in the city centre and ₱6,974 ($119) outside the centre. A three-bedroom in the centre runs about ₱20,923 ($358).
Is Santo Tomas cheaper than Philippines on average?
Yes — Santo Tomas is estimated to be about 16% cheaper than the Philippines average, making it a relatively affordable option in the country.
Figures for Santo Tomas are estimates based on Philippines national averages adjusted for city size (population 44,376). Last model update: July 2026. How we calculate.