Lugano, Ticino, Switzerland · Population 63,495
▼ -6% vs Switzerland average
| Expense | Estimated cost | Basis |
|---|---|---|
| Meal at an inexpensive restaurant | Fr12.94 ($14.70) | per meal |
| Three-course meal for two, mid-range | Fr51.74 ($58.80) | per meal |
| Cappuccino | Fr3.88 ($4.41) | each |
| Monthly groceries (single person) | Fr293 ($333) | per month |
| Monthly public transport pass | Fr47.43 ($53.90) | per month |
| Basic utilities for an 85m² apartment | Fr125 ($142) | per month |
| Internet (60 Mbps, unlimited) | Fr36.22 ($41.16) | per month |
| Fitness club membership | Fr36.22 ($41.16) | per month |
| Cinema ticket | Fr9.49 ($10.78) | each |
| One-bedroom apartment in city centre | Fr860 ($978) | per month |
| One-bedroom apartment outside centre | Fr598 ($680) | per month |
| Three-bedroom apartment in city centre | Fr1,795 ($2,040) | per month |
The estimated average net salary in Lugano is Fr5,456 ($6,200) per month. To live comfortably — covering the full single-person budget of Fr1,461 ($1,660) with about 30% left over for savings — you would need a net income of roughly Fr1,899 ($2,158) per month.
Housing takes the largest share: rent for a one-bedroom outside the centre (Fr598 ($680)) represents about 41% of the total single-person budget.
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Fr1,461 ($1,660) / moLugano is one of the key cities in Switzerland. The estimated monthly cost of living for a single person is Fr1,461 ($1,660), placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around Fr598 ($680) per month.
For families, the estimated budget rises to Fr3,532 ($4,014) per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately Fr2,672 ($3,037) monthly.
The average estimated net salary in Lugano is Fr5,456 ($6,200). To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least Fr1,899 ($2,158) per month.