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Cost of Living in Umm al Qaywayn

Umm al Qaywayn, Umm al Qaywayn, United Arab Emirates · Population 44,411

▼ -17% vs United Arab Emirates average

Single person, monthly (incl. rent)د.إ3,463 ($944)
Couple, monthlyد.إ6,334 ($1,726)
Family of four, monthlyد.إ8,371 ($2,281)

Estimated Prices in Umm al Qaywayn

ExpenseEstimated costBasis
Meal at an inexpensive restaurantد.إ30.72 ($8.37)per meal
Three-course meal for two, mid-rangeد.إ123 ($33.48)per meal
Cappuccinoد.إ9.22 ($2.51)each
Monthly groceries (single person)د.إ696 ($190)per month
Monthly public transport passد.إ113 ($30.69)per month
Basic utilities for an 85m² apartmentد.إ297 ($80.91)per month
Internet (60 Mbps, unlimited)د.إ86.01 ($23.44)per month
Fitness club membershipد.إ86.01 ($23.44)per month
Cinema ticketد.إ22.53 ($6.14)each
One-bedroom apartment in city centreد.إ2,035 ($554)per month
One-bedroom apartment outside centreد.إ1,416 ($386)per month
Three-bedroom apartment in city centreد.إ4,247 ($1,157)per month

Salary & Budget Planning

The estimated average net salary in Umm al Qaywayn is د.إ11,891 ($3,240) per month. To live comfortably — covering the full single-person budget of د.إ3,463 ($944) with about 30% left over for savings — you would need a net income of roughly د.إ4,502 ($1,227) per month.

Housing takes the largest share: rent for a one-bedroom outside the centre (د.إ1,416 ($386)) represents about 41% of the total single-person budget.

Compare Umm al Qaywayn

Umm al Qaywayn vs DubaiUmm al Qaywayn vs Abu DhabiUmm al Qaywayn vs SharjahUmm al Qaywayn vs Al ‘AynUmm al Qaywayn vs ‘AjmānUmm al Qaywayn vs Ra’s al Khaymah

Nearby Cities

‘Ajmān

19 km away · ‘Ajmān

Sharjah

29 km away · Ash Shāriqah

Al Jazīrah al Ḩamrā’

29 km away · Ra’s al Khaymah

Dubai

41 km away · Dubayy

Ra’s al Khaymah

46 km away · Ra’s al Khaymah

Khawr Fakkān

84 km away · Ash Shāriqah

Al Fujayrah

92 km away · Al Fujayrah

Kalbā

98 km away · Ash Shāriqah

Other Major Cities in United Arab Emirates

Dubai

Dubayy · pop. 4,945,000

د.إ5,200 ($1,417) / mo

Abu Dhabi

Abū Z̧aby · pop. 1,570,000

د.إ4,496 ($1,225) / mo

Sharjah

Ash Shāriqah · pop. 1,247,749

د.إ4,496 ($1,225) / mo

Al ‘Ayn

Abū Z̧aby · pop. 766,936

د.إ4,149 ($1,130) / mo

‘Ajmān

‘Ajmān · pop. 490,035

د.إ4,149 ($1,130) / mo

Ra’s al Khaymah

Ra’s al Khaymah · pop. 115,949

د.إ3,890 ($1,060) / mo

Al Fujayrah

Al Fujayrah · pop. 93,673

د.إ3,890 ($1,060) / mo

Kalbā

Ash Shāriqah · pop. 54,876

د.إ3,890 ($1,060) / mo

Living in Umm al Qaywayn

Umm al Qaywayn is one of the key cities in United Arab Emirates. The estimated monthly cost of living for a single person is د.إ3,463 ($944), placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around د.إ1,416 ($386) per month.

For families, the estimated budget rises to د.إ8,371 ($2,281) per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately د.إ6,334 ($1,726) monthly.

The average estimated net salary in Umm al Qaywayn is د.إ11,891 ($3,240). To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least د.إ4,502 ($1,227) per month.

Frequently Asked Questions

Is Umm al Qaywayn expensive to live in?
A single person needs an estimated د.إ3,463 ($944) per month in Umm al Qaywayn including rent outside the city centre. That is 17% less than the national average for United Arab Emirates.
What salary do you need to live comfortably in Umm al Qaywayn?
A net salary of around د.إ4,502 ($1,227) per month lets a single person cover all estimated expenses in Umm al Qaywayn with roughly 30% left for savings. The estimated average net salary in Umm al Qaywayn is د.إ11,891 ($3,240).
How much is rent in Umm al Qaywayn?
A one-bedroom apartment costs an estimated د.إ2,035 ($554) per month in the city centre and د.إ1,416 ($386) outside the centre. A three-bedroom in the centre runs about د.إ4,247 ($1,157).
Is Umm al Qaywayn cheaper than United Arab Emirates on average?
Yes — Umm al Qaywayn is estimated to be about 17% cheaper than the United Arab Emirates average, making it a relatively affordable option in the country.
What is the cost of groceries in Umm al Qaywayn?
Monthly groceries for one person are estimated at د.إ696 ($190) in Umm al Qaywayn. A meal at an inexpensive restaurant costs about د.إ31 ($8) and a cappuccino runs around د.إ9 ($3).
How do transport costs in Umm al Qaywayn compare?
A monthly public transport pass in Umm al Qaywayn is estimated at د.إ113 ($31). Transport makes up a small share of the total budget compared to housing and food.
Figures for Umm al Qaywayn are estimates based on United Arab Emirates national averages adjusted for city size (population 44,411). Last model update: July 2026. How we calculate.