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Cost of Living in Plano

Plano, Texas, United States · Population 290,594

▲ +0% vs United States average

Single person, monthly (incl. rent)$1,328
Couple, monthly$2,425
Family of four, monthly$3,202

Estimated Prices in Plano

ExpenseEstimated costBasis
Meal at an inexpensive restaurant$11.93per meal
Three-course meal for two, mid-range$47.70per meal
Cappuccino$3.58each
Monthly groceries (single person)$270per month
Monthly public transport pass$43.73per month
Basic utilities for an 85m² apartment$115per month
Internet (60 Mbps, unlimited)$33.39per month
Fitness club membership$33.39per month
Cinema ticket$8.75each
One-bedroom apartment in city centre$767per month
One-bedroom apartment outside centre$533per month
Three-bedroom apartment in city centre$1,600per month

Salary & Budget Planning

The estimated average net salary in Plano is $4,134 per month. To live comfortably — covering the full single-person budget of $1,328 with about 30% left over for savings — you would need a net income of roughly $1,727 per month.

Housing takes the largest share: rent for a one-bedroom outside the centre ($533) represents about 40% of the total single-person budget.

Compare Plano

Plano vs New YorkPlano vs Los AngelesPlano vs ChicagoPlano vs MiamiPlano vs HoustonPlano vs Dallas

Nearby Cities

Richardson

9 km away · Texas

Allen

10 km away · Texas

Addison

13 km away · Texas

Murphy

13 km away · Texas

Frisco

14 km away · Texas

The Colony

15 km away · Texas

Carrollton

16 km away · Texas

Fairview

16 km away · Texas

Other Major Cities in United States

New York

New York · pop. 19,268,388

$1,664 / mo

Los Angeles

California · pop. 11,984,083

$1,635 / mo

Chicago

Illinois · pop. 8,609,571

$1,635 / mo

Miami

Florida · pop. 6,391,670

$1,635 / mo

Houston

Texas · pop. 6,227,666

$1,635 / mo

Dallas

Texas · pop. 5,968,322

$1,635 / mo

Philadelphia

Pennsylvania · pop. 5,782,653

$1,635 / mo

Atlanta

Georgia · pop. 5,298,788

$1,635 / mo

Living in Plano

Plano is one of the key cities in United States. The estimated monthly cost of living for a single person is $1,328, placing it above the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around $533 per month.

For families, the estimated budget rises to $3,202 per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately $2,425 monthly.

The average estimated net salary in Plano is $4,134. To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least $1,727 per month.

Frequently Asked Questions

Is Plano expensive to live in?
A single person needs an estimated $1,328 per month in Plano including rent outside the city centre. That is 0% more than the national average for United States.
What salary do you need to live comfortably in Plano?
A net salary of around $1,727 per month lets a single person cover all estimated expenses in Plano with roughly 30% left for savings. The estimated average net salary in Plano is $4,134.
How much is rent in Plano?
A one-bedroom apartment costs an estimated $767 per month in the city centre and $533 outside the centre. A three-bedroom in the centre runs about $1,600.
Is Plano cheaper than United States on average?
No — Plano is estimated to be about 0% more expensive than the United States average, mainly due to housing demand.
What is the cost of groceries in Plano?
Monthly groceries for one person are estimated at $270 in Plano. A meal at an inexpensive restaurant costs about $12 and a cappuccino runs around $4.
How do transport costs in Plano compare?
A monthly public transport pass in Plano is estimated at $44. Transport makes up a small share of the total budget compared to housing and food.
Figures for Plano are estimates based on United States national averages adjusted for city size (population 290,594). Last model update: July 2026. How we calculate.