Schenectady, New York, United States · Population 68,847
▼ -6% vs United States average
| Expense | Estimated cost | Basis |
|---|---|---|
| Meal at an inexpensive restaurant | $11.25 | per meal |
| Three-course meal for two, mid-range | $45.00 | per meal |
| Cappuccino | $3.38 | each |
| Monthly groceries (single person) | $255 | per month |
| Monthly public transport pass | $41.25 | per month |
| Basic utilities for an 85m² apartment | $109 | per month |
| Internet (60 Mbps, unlimited) | $31.50 | per month |
| Fitness club membership | $31.50 | per month |
| Cinema ticket | $8.25 | each |
| One-bedroom apartment in city centre | $713 | per month |
| One-bedroom apartment outside centre | $496 | per month |
| Three-bedroom apartment in city centre | $1,488 | per month |
The estimated average net salary in Schenectady is $3,900 per month. To live comfortably — covering the full single-person budget of $1,246 with about 30% left over for savings — you would need a net income of roughly $1,620 per month.
Housing takes the largest share: rent for a one-bedroom outside the centre ($496) represents about 40% of the total single-person budget.
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$1,635 / moSchenectady is one of the key cities in United States. The estimated monthly cost of living for a single person is $1,246, placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around $496 per month.
For families, the estimated budget rises to $2,999 per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately $2,273 monthly.
The average estimated net salary in Schenectady is $3,900. To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least $1,620 per month.