Spencer, Massachusetts, United States · Population 12,008
▼ -16% vs United States average
| Expense | Estimated cost | Basis |
|---|---|---|
| Meal at an inexpensive restaurant | $10.13 | per meal |
| Three-course meal for two, mid-range | $40.50 | per meal |
| Cappuccino | $3.04 | each |
| Monthly groceries (single person) | $230 | per month |
| Monthly public transport pass | $37.13 | per month |
| Basic utilities for an 85m² apartment | $97.88 | per month |
| Internet (60 Mbps, unlimited) | $28.35 | per month |
| Fitness club membership | $28.35 | per month |
| Cinema ticket | $7.43 | each |
| One-bedroom apartment in city centre | $625 | per month |
| One-bedroom apartment outside centre | $435 | per month |
| Three-bedroom apartment in city centre | $1,304 | per month |
The estimated average net salary in Spencer is $3,510 per month. To live comfortably — covering the full single-person budget of $1,110 with about 30% left over for savings — you would need a net income of roughly $1,443 per month.
Housing takes the largest share: rent for a one-bedroom outside the centre ($435) represents about 39% of the total single-person budget.
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$1,635 / moSpencer is one of the key cities in United States. The estimated monthly cost of living for a single person is $1,110, placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around $435 per month.
For families, the estimated budget rises to $2,664 per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately $2,021 monthly.
The average estimated net salary in Spencer is $3,510. To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least $1,443 per month.