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Cost of Living in Springfield

Springfield, Illinois, United States · Population 157,178

▼ -6% vs United States average

Single person, monthly (incl. rent)$1,246
Couple, monthly$2,273
Family of four, monthly$2,999

Estimated Prices in Springfield

ExpenseEstimated costBasis
Meal at an inexpensive restaurant$11.25per meal
Three-course meal for two, mid-range$45.00per meal
Cappuccino$3.38each
Monthly groceries (single person)$255per month
Monthly public transport pass$41.25per month
Basic utilities for an 85m² apartment$109per month
Internet (60 Mbps, unlimited)$31.50per month
Fitness club membership$31.50per month
Cinema ticket$8.25each
One-bedroom apartment in city centre$713per month
One-bedroom apartment outside centre$496per month
Three-bedroom apartment in city centre$1,488per month

Salary & Budget Planning

The estimated average net salary in Springfield is $3,900 per month. To live comfortably — covering the full single-person budget of $1,246 with about 30% left over for savings — you would need a net income of roughly $1,620 per month.

Housing takes the largest share: rent for a one-bedroom outside the centre ($496) represents about 40% of the total single-person budget.

Compare Springfield

Springfield vs New YorkSpringfield vs Los AngelesSpringfield vs ChicagoSpringfield vs MiamiSpringfield vs HoustonSpringfield vs Dallas

Nearby Cities

Chatham

11 km away · Illinois

Taylorville

42 km away · Illinois

Lincoln

49 km away · Illinois

Jacksonville

50 km away · Illinois

Decatur

62 km away · Illinois

Pekin

89 km away · Illinois

Canton

94 km away · Illinois

Morton

95 km away · Illinois

Other Major Cities in United States

New York

New York · pop. 19,268,388

$1,664 / mo

Los Angeles

California · pop. 11,984,083

$1,635 / mo

Chicago

Illinois · pop. 8,609,571

$1,635 / mo

Miami

Florida · pop. 6,391,670

$1,635 / mo

Houston

Texas · pop. 6,227,666

$1,635 / mo

Dallas

Texas · pop. 5,968,322

$1,635 / mo

Philadelphia

Pennsylvania · pop. 5,782,653

$1,635 / mo

Atlanta

Georgia · pop. 5,298,788

$1,635 / mo

Living in Springfield

Springfield is one of the key cities in United States. The estimated monthly cost of living for a single person is $1,246, placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around $496 per month.

For families, the estimated budget rises to $2,999 per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately $2,273 monthly.

The average estimated net salary in Springfield is $3,900. To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least $1,620 per month.

Frequently Asked Questions

Is Springfield expensive to live in?
A single person needs an estimated $1,246 per month in Springfield including rent outside the city centre. That is 6% less than the national average for United States.
What salary do you need to live comfortably in Springfield?
A net salary of around $1,620 per month lets a single person cover all estimated expenses in Springfield with roughly 30% left for savings. The estimated average net salary in Springfield is $3,900.
How much is rent in Springfield?
A one-bedroom apartment costs an estimated $713 per month in the city centre and $496 outside the centre. A three-bedroom in the centre runs about $1,488.
Is Springfield cheaper than United States on average?
Yes — Springfield is estimated to be about 6% cheaper than the United States average, making it a relatively affordable option in the country.
What is the cost of groceries in Springfield?
Monthly groceries for one person are estimated at $255 in Springfield. A meal at an inexpensive restaurant costs about $11 and a cappuccino runs around $3.
How do transport costs in Springfield compare?
A monthly public transport pass in Springfield is estimated at $41. Transport makes up a small share of the total budget compared to housing and food.
Figures for Springfield are estimates based on United States national averages adjusted for city size (population 157,178). Last model update: July 2026. How we calculate.