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Cost of Living in St. James

St. James, New York, United States · Population 13,244

▼ -16% vs United States average

Single person, monthly (incl. rent)$1,110
Couple, monthly$2,021
Family of four, monthly$2,664

Estimated Prices in St. James

ExpenseEstimated costBasis
Meal at an inexpensive restaurant$10.13per meal
Three-course meal for two, mid-range$40.50per meal
Cappuccino$3.04each
Monthly groceries (single person)$230per month
Monthly public transport pass$37.13per month
Basic utilities for an 85m² apartment$97.88per month
Internet (60 Mbps, unlimited)$28.35per month
Fitness club membership$28.35per month
Cinema ticket$7.43each
One-bedroom apartment in city centre$625per month
One-bedroom apartment outside centre$435per month
Three-bedroom apartment in city centre$1,304per month

Salary & Budget Planning

The estimated average net salary in St. James is $3,510 per month. To live comfortably — covering the full single-person budget of $1,110 with about 30% left over for savings — you would need a net income of roughly $1,443 per month.

Housing takes the largest share: rent for a one-bedroom outside the centre ($435) represents about 39% of the total single-person budget.

Compare St. James

St. James vs New YorkSt. James vs Los AngelesSt. James vs ChicagoSt. James vs MiamiSt. James vs HoustonSt. James vs Dallas

Nearby Cities

Nesconset

3 km away · New York

Lake Grove

4 km away · New York

Stony Brook

4 km away · New York

Stony Brook University

5 km away · New York

Smithtown

6 km away · New York

Centereach

6 km away · New York

Lake Ronkonkoma

6 km away · New York

East Setauket

7 km away · New York

Other Major Cities in United States

New York

New York · pop. 19,268,388

$1,664 / mo

Los Angeles

California · pop. 11,984,083

$1,635 / mo

Chicago

Illinois · pop. 8,609,571

$1,635 / mo

Miami

Florida · pop. 6,391,670

$1,635 / mo

Houston

Texas · pop. 6,227,666

$1,635 / mo

Dallas

Texas · pop. 5,968,322

$1,635 / mo

Philadelphia

Pennsylvania · pop. 5,782,653

$1,635 / mo

Atlanta

Georgia · pop. 5,298,788

$1,635 / mo

Living in St. James

St. James is one of the key cities in United States. The estimated monthly cost of living for a single person is $1,110, placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around $435 per month.

For families, the estimated budget rises to $2,664 per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately $2,021 monthly.

The average estimated net salary in St. James is $3,510. To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least $1,443 per month.

Frequently Asked Questions

Is St. James expensive to live in?
A single person needs an estimated $1,110 per month in St. James including rent outside the city centre. That is 16% less than the national average for United States.
What salary do you need to live comfortably in St. James?
A net salary of around $1,443 per month lets a single person cover all estimated expenses in St. James with roughly 30% left for savings. The estimated average net salary in St. James is $3,510.
How much is rent in St. James?
A one-bedroom apartment costs an estimated $625 per month in the city centre and $435 outside the centre. A three-bedroom in the centre runs about $1,304.
Is St. James cheaper than United States on average?
Yes — St. James is estimated to be about 16% cheaper than the United States average, making it a relatively affordable option in the country.
What is the cost of groceries in St. James?
Monthly groceries for one person are estimated at $230 in St. James. A meal at an inexpensive restaurant costs about $10 and a cappuccino runs around $3.
How do transport costs in St. James compare?
A monthly public transport pass in St. James is estimated at $37. Transport makes up a small share of the total budget compared to housing and food.
Figures for St. James are estimates based on United States national averages adjusted for city size (population 13,244). Last model update: July 2026. How we calculate.