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Cost of Living in St. Paul

St. Paul, Minnesota, United States · Population 307,284

▲ +0% vs United States average

Single person, monthly (incl. rent)$1,328
Couple, monthly$2,425
Family of four, monthly$3,202

Estimated Prices in St. Paul

ExpenseEstimated costBasis
Meal at an inexpensive restaurant$11.93per meal
Three-course meal for two, mid-range$47.70per meal
Cappuccino$3.58each
Monthly groceries (single person)$270per month
Monthly public transport pass$43.73per month
Basic utilities for an 85m² apartment$115per month
Internet (60 Mbps, unlimited)$33.39per month
Fitness club membership$33.39per month
Cinema ticket$8.75each
One-bedroom apartment in city centre$767per month
One-bedroom apartment outside centre$533per month
Three-bedroom apartment in city centre$1,600per month

Salary & Budget Planning

The estimated average net salary in St. Paul is $4,134 per month. To live comfortably — covering the full single-person budget of $1,328 with about 30% left over for savings — you would need a net income of roughly $1,727 per month.

Housing takes the largest share: rent for a one-bedroom outside the centre ($533) represents about 40% of the total single-person budget.

Compare St. Paul

St. Paul vs New YorkSt. Paul vs Los AngelesSt. Paul vs ChicagoSt. Paul vs MiamiSt. Paul vs HoustonSt. Paul vs Dallas

Nearby Cities

West St. Paul

5 km away · Minnesota

Maplewood

7 km away · Minnesota

Mendota Heights

8 km away · Minnesota

South St. Paul

8 km away · Minnesota

Roseville

9 km away · Minnesota

Little Canada

9 km away · Minnesota

North St. Paul

11 km away · Minnesota

Oakdale

12 km away · Minnesota

Other Major Cities in United States

New York

New York · pop. 19,268,388

$1,664 / mo

Los Angeles

California · pop. 11,984,083

$1,635 / mo

Chicago

Illinois · pop. 8,609,571

$1,635 / mo

Miami

Florida · pop. 6,391,670

$1,635 / mo

Houston

Texas · pop. 6,227,666

$1,635 / mo

Dallas

Texas · pop. 5,968,322

$1,635 / mo

Philadelphia

Pennsylvania · pop. 5,782,653

$1,635 / mo

Atlanta

Georgia · pop. 5,298,788

$1,635 / mo

Living in St. Paul

St. Paul is one of the key cities in United States. The estimated monthly cost of living for a single person is $1,328, placing it above the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around $533 per month.

For families, the estimated budget rises to $3,202 per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately $2,425 monthly.

The average estimated net salary in St. Paul is $4,134. To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least $1,727 per month.

Frequently Asked Questions

Is St. Paul expensive to live in?
A single person needs an estimated $1,328 per month in St. Paul including rent outside the city centre. That is 0% more than the national average for United States.
What salary do you need to live comfortably in St. Paul?
A net salary of around $1,727 per month lets a single person cover all estimated expenses in St. Paul with roughly 30% left for savings. The estimated average net salary in St. Paul is $4,134.
How much is rent in St. Paul?
A one-bedroom apartment costs an estimated $767 per month in the city centre and $533 outside the centre. A three-bedroom in the centre runs about $1,600.
Is St. Paul cheaper than United States on average?
No — St. Paul is estimated to be about 0% more expensive than the United States average, mainly due to housing demand.
What is the cost of groceries in St. Paul?
Monthly groceries for one person are estimated at $270 in St. Paul. A meal at an inexpensive restaurant costs about $12 and a cappuccino runs around $4.
How do transport costs in St. Paul compare?
A monthly public transport pass in St. Paul is estimated at $44. Transport makes up a small share of the total budget compared to housing and food.
Figures for St. Paul are estimates based on United States national averages adjusted for city size (population 307,284). Last model update: July 2026. How we calculate.