Samfya, Luapula, Zambia · Population 19,907
▼ -16% vs Zambia average
| Expense | Estimated cost | Basis |
|---|---|---|
| Meal at an inexpensive restaurant | ZK84.24 ($3.24) | per meal |
| Three-course meal for two, mid-range | ZK337 ($12.96) | per meal |
| Cappuccino | ZK25.27 ($0.97) | each |
| Monthly groceries (single person) | ZK1,909 ($73.44) | per month |
| Monthly public transport pass | ZK309 ($11.88) | per month |
| Basic utilities for an 85m² apartment | ZK814 ($31.32) | per month |
| Internet (60 Mbps, unlimited) | ZK236 ($9.07) | per month |
| Fitness club membership | ZK236 ($9.07) | per month |
| Cinema ticket | ZK61.78 ($2.38) | each |
| One-bedroom apartment in city centre | ZK3,145 ($121) | per month |
| One-bedroom apartment outside centre | ZK2,188 ($84.15) | per month |
| Three-bedroom apartment in city centre | ZK6,564 ($252) | per month |
The estimated average net salary in Samfya is ZK8,190 ($315) per month. To live comfortably — covering the full single-person budget of ZK7,804 ($300) with about 30% left over for savings — you would need a net income of roughly ZK10,145 ($390) per month.
Housing takes the largest share: rent for a one-bedroom outside the centre (ZK2,188 ($84)) represents about 28% of the total single-person budget.
76 km away · Luapula
182 km away · Luapula
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Lusaka · pop. 2,467,563
ZK11,577 ($445) / moCopperbelt · pop. 625,000
ZK9,299 ($358) / moCopperbelt · pop. 528,330
ZK9,299 ($358) / moCentral · pop. 299,206
ZK9,299 ($358) / moCopperbelt · pop. 255,000
ZK9,299 ($358) / moCopperbelt · pop. 182,400
ZK8,736 ($336) / moSouthern · pop. 177,393
ZK8,736 ($336) / moNorthern · pop. 158,051
ZK8,736 ($336) / moSamfya is one of the key cities in Zambia. The estimated monthly cost of living for a single person is ZK7,804 ($300), placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around ZK2,188 ($84) per month.
For families, the estimated budget rises to ZK17,875 ($687) per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately ZK13,834 ($532) monthly.
The average estimated net salary in Samfya is ZK8,190 ($315). To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least ZK10,145 ($390) per month.