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Cost of Living in Panama

37 cities covered · Currency: PAB (B/.) · Capital: Panama City

Single person, monthly$631
Couple, monthly$1,131
Family of four, monthly$1,473
Average net salary$954

Average Prices in Panama

ExpenseEstimated costBasis
Meal at an inexpensive restaurant$6.36per meal
Three-course meal for two, mid-range$25.44per meal
Cappuccino$1.91each
Monthly groceries (single person)$144per month
Monthly public transport pass$23.32per month
Basic utilities for an 85m² apartment$61.48per month
Internet (60 Mbps, unlimited)$17.81per month
Fitness club membership$17.81per month
Cinema ticket$4.66each
One-bedroom apartment in city centre$297per month
One-bedroom apartment outside centre$207per month
Three-bedroom apartment in city centre$620per month

Major Cities in Panama

Panama City

Panamá · pop. 2,100,189

San Miguelito

Panamá · pop. 315,019

Colón

Colón · pop. 241,817

David

Chiriquí · pop. 82,907

La Chorrera

Panamá Oeste · pop. 68,896

Balboa Heights

Panamá · pop. 62,882

Pacora

Panamá · pop. 52,494

Aguadulce

Coclé · pop. 49,005

Santiago

Veraguas · pop. 45,955

Arraiján

Panamá Oeste · pop. 41,041

Chilibre

Panamá · pop. 37,380

Cativá

Colón · pop. 34,282

Kusapín

Ngäbe-Buglé · pop. 33,121

Changuinola

Bocas del Toro · pop. 31,223

Ancón

Panamá · pop. 29,761

Nuevo Arraiján

Panamá Oeste · pop. 26,298

Penonomé

Coclé · pop. 21,748

Puerto Armuelles

Chiriquí · pop. 19,763

El Coco

Panamá Oeste · pop. 19,603

Sabanitas

Colón · pop. 19,052

Bajo Boquete

Chiriquí · pop. 19,000

Puerto Caimito

Panamá Oeste · pop. 16,951

Chepo

Panamá · pop. 16,786

Puerto Pilón

Colón · pop. 16,517

Cheapest Cities in Panama

AguadulceSantiagoArraijánChilibreCativáKusapínChanguinolaAncónNuevo ArraijánPenonoméFull ranking →

City Comparisons in Panama

Panama City vs San Miguelito

Side-by-side cost of living comparison in Panama

Panama City vs Colón

Side-by-side cost of living comparison in Panama

San Miguelito vs David

Side-by-side cost of living comparison in Panama

Colón vs David

Side-by-side cost of living comparison in Panama

Cost of Living by City Size in Panama

Living costs in Panama vary significantly depending on city size. Large metropolitan areas with populations over one million typically see housing costs 15–30% above the national average, while smaller towns can be 10–20% below it. The national baseline of $631 per month represents a mid-sized city estimate.

Capital cities and major economic hubs command the highest rents and overall expenses. For budget-conscious residents, mid-sized cities offer a balance of amenities and affordability. Rural and small-town living remains the most economical option, though transport and service access may be limited.

Frequently Asked Questions

What is the average cost of living in Panama?
The estimated average monthly cost for a single person in Panama is $631, including rent outside the city centre. A family of four needs roughly $1,473 per month.
Which city has the lowest cost of living in Panama?
Aguadulce ranks among the most affordable cities in Panama with a low cost-of-living multiplier.
What is the average salary in Panama?
The estimated average net salary in Panama is $954 per month. Actual salaries vary significantly by profession, experience and city.
All figures are planning estimates for Panama derived from national baselines. Individual city pages adjust these figures for city size. Methodology.