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Cost of Living in Cape Coast

Cape Coast, Central, Ghana · Population 189,925

▼ -6% vs Ghana average

Single person, monthly (incl. rent)₵5,766 ($372)
Couple, monthly₵10,273 ($663)
Family of four, monthly₵13,324 ($860)

Estimated Prices in Cape Coast

ExpenseEstimated costBasis
Meal at an inexpensive restaurant₵60.45 ($3.90)per meal
Three-course meal for two, mid-range₵242 ($15.60)per meal
Cappuccino₵18.14 ($1.17)each
Monthly groceries (single person)₵1,370 ($88.40)per month
Monthly public transport pass₵222 ($14.30)per month
Basic utilities for an 85m² apartment₵584 ($37.70)per month
Internet (60 Mbps, unlimited)₵169 ($10.92)per month
Fitness club membership₵169 ($10.92)per month
Cinema ticket₵44.33 ($2.86)each
One-bedroom apartment in city centre₵2,496 ($161)per month
One-bedroom apartment outside centre₵1,736 ($112)per month
Three-bedroom apartment in city centre₵5,208 ($336)per month

Salary & Budget Planning

The estimated average net salary in Cape Coast is ₵4,650 ($300) per month. To live comfortably — covering the full single-person budget of ₵5,766 ($372) with about 30% left over for savings — you would need a net income of roughly ₵7,496 ($484) per month.

Housing takes the largest share: rent for a one-bedroom outside the centre (₵1,736 ($112)) represents about 30% of the total single-person budget.

Compare Cape Coast

Cape Coast vs KumasiCape Coast vs AccraCape Coast vs TamaleCape Coast vs AshaimanCape Coast vs ObuaseCape Coast vs Tema

Nearby Cities

Elmina

11 km away · Central

Anomabu

17 km away · Central

Saltpond

24 km away · Central

Shama

43 km away · Western

Sekondi

55 km away · Western

Mumford

57 km away · Central

Effia-Kuma

58 km away · Western

Apam

59 km away · Central

Other Major Cities in Ghana

Kumasi

Ashanti · pop. 3,903,480

₵7,649 ($493) / mo

Accra

Greater Accra · pop. 1,782,150

₵6,639 ($428) / mo

Tamale

Northern · pop. 1,095,808

₵6,639 ($428) / mo

Ashaiman

Greater Accra · pop. 208,060

₵5,766 ($372) / mo

Obuase

Ashanti · pop. 180,460

₵5,766 ($372) / mo

Tema

Greater Accra · pop. 161,612

₵5,766 ($372) / mo

Koforidua

Eastern · pop. 127,334

₵5,766 ($372) / mo

Suhum

Eastern · pop. 126,403

₵5,766 ($372) / mo

Living in Cape Coast

Cape Coast is one of the key cities in Ghana. The estimated monthly cost of living for a single person is ₵5,766 ($372), placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around ₵1,736 ($112) per month.

For families, the estimated budget rises to ₵13,324 ($860) per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately ₵10,273 ($663) monthly.

The average estimated net salary in Cape Coast is ₵4,650 ($300). To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least ₵7,496 ($484) per month.

Frequently Asked Questions

Is Cape Coast expensive to live in?
A single person needs an estimated ₵5,766 ($372) per month in Cape Coast including rent outside the city centre. That is 6% less than the national average for Ghana.
What salary do you need to live comfortably in Cape Coast?
A net salary of around ₵7,496 ($484) per month lets a single person cover all estimated expenses in Cape Coast with roughly 30% left for savings. The estimated average net salary in Cape Coast is ₵4,650 ($300).
How much is rent in Cape Coast?
A one-bedroom apartment costs an estimated ₵2,496 ($161) per month in the city centre and ₵1,736 ($112) outside the centre. A three-bedroom in the centre runs about ₵5,208 ($336).
Is Cape Coast cheaper than Ghana on average?
Yes — Cape Coast is estimated to be about 6% cheaper than the Ghana average, making it a relatively affordable option in the country.
What is the cost of groceries in Cape Coast?
Monthly groceries for one person are estimated at ₵1,370 ($88) in Cape Coast. A meal at an inexpensive restaurant costs about ₵60 ($4) and a cappuccino runs around ₵18 ($1).
How do transport costs in Cape Coast compare?
A monthly public transport pass in Cape Coast is estimated at ₵222 ($14). Transport makes up a small share of the total budget compared to housing and food.
Figures for Cape Coast are estimates based on Ghana national averages adjusted for city size (population 189,925). Last model update: July 2026. How we calculate.