Tema, Greater Accra, Ghana · Population 161,612
▼ -6% vs Ghana average
| Expense | Estimated cost | Basis |
|---|---|---|
| Meal at an inexpensive restaurant | ₵60.45 ($3.90) | per meal |
| Three-course meal for two, mid-range | ₵242 ($15.60) | per meal |
| Cappuccino | ₵18.14 ($1.17) | each |
| Monthly groceries (single person) | ₵1,370 ($88.40) | per month |
| Monthly public transport pass | ₵222 ($14.30) | per month |
| Basic utilities for an 85m² apartment | ₵584 ($37.70) | per month |
| Internet (60 Mbps, unlimited) | ₵169 ($10.92) | per month |
| Fitness club membership | ₵169 ($10.92) | per month |
| Cinema ticket | ₵44.33 ($2.86) | each |
| One-bedroom apartment in city centre | ₵2,496 ($161) | per month |
| One-bedroom apartment outside centre | ₵1,736 ($112) | per month |
| Three-bedroom apartment in city centre | ₵5,208 ($336) | per month |
The estimated average net salary in Tema is ₵4,650 ($300) per month. To live comfortably — covering the full single-person budget of ₵5,766 ($372) with about 30% left over for savings — you would need a net income of roughly ₵7,496 ($484) per month.
Housing takes the largest share: rent for a one-bedroom outside the centre (₵1,736 ($112)) represents about 30% of the total single-person budget.
4 km away · Greater Accra
16 km away · Greater Accra
23 km away · Greater Accra
24 km away · Eastern
25 km away · Greater Accra
27 km away · Eastern
33 km away · Greater Accra
35 km away · Eastern
Ashanti · pop. 3,903,480
₵7,649 ($493) / moGreater Accra · pop. 1,782,150
₵6,639 ($428) / moNorthern · pop. 1,095,808
₵6,639 ($428) / moGreater Accra · pop. 208,060
₵5,766 ($372) / moCentral · pop. 189,925
₵5,766 ($372) / moAshanti · pop. 180,460
₵5,766 ($372) / moEastern · pop. 127,334
₵5,766 ($372) / moEastern · pop. 126,403
₵5,766 ($372) / moTema is one of the key cities in Ghana. The estimated monthly cost of living for a single person is ₵5,766 ($372), placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around ₵1,736 ($112) per month.
For families, the estimated budget rises to ₵13,324 ($860) per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately ₵10,273 ($663) monthly.
The average estimated net salary in Tema is ₵4,650 ($300). To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least ₵7,496 ($484) per month.