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Cost of Living in Wellington

Wellington, Wellington, New Zealand · Population 216,200

▼ -6% vs New Zealand average

Single person, monthly (incl. rent)$1,683 ($1,020)
Couple, monthly$3,066 ($1,858)
Family of four, monthly$4,040 ($2,449)

Estimated Prices in Wellington

ExpenseEstimated costBasis
Meal at an inexpensive restaurant$15.35 ($9.30)per meal
Three-course meal for two, mid-range$61.38 ($37.20)per meal
Cappuccino$4.60 ($2.79)each
Monthly groceries (single person)$348 ($211)per month
Monthly public transport pass$56.27 ($34.10)per month
Basic utilities for an 85m² apartment$148 ($89.90)per month
Internet (60 Mbps, unlimited)$42.97 ($26.04)per month
Fitness club membership$42.97 ($26.04)per month
Cinema ticket$11.25 ($6.82)each
One-bedroom apartment in city centre$949 ($575)per month
One-bedroom apartment outside centre$660 ($400)per month
Three-bedroom apartment in city centre$1,980 ($1,200)per month

Salary & Budget Planning

The estimated average net salary in Wellington is $4,950 ($3,000) per month. To live comfortably — covering the full single-person budget of $1,683 ($1,020) with about 30% left over for savings — you would need a net income of roughly $2,188 ($1,326) per month.

Housing takes the largest share: rent for a one-bedroom outside the centre ($660 ($400)) represents about 39% of the total single-person budget.

Compare Wellington

Wellington vs AucklandWellington vs ChristchurchWellington vs NorthcoteWellington vs HamiltonWellington vs TaurangaWellington vs Dunedin

Nearby Cities

Lower Hutt

14 km away · Wellington

Porirua

18 km away · Wellington

Upper Hutt

29 km away · Wellington

Paraparaumu

46 km away · Wellington

Paraparaumu Beach

48 km away · Wellington

Waikanae

52 km away · Wellington

Blenheim

73 km away · Marlborough

Masterton

81 km away · Wellington

Other Major Cities in New Zealand

Auckland

Auckland · pop. 1,470,100

$2,246 ($1,361) / mo

Christchurch

Canterbury · pop. 383,200

$1,794 ($1,087) / mo

Northcote

Auckland · pop. 205,605

$1,683 ($1,020) / mo

Hamilton

Waikato · pop. 176,500

$1,683 ($1,020) / mo

Tauranga

Bay of Plenty · pop. 151,300

$1,683 ($1,020) / mo

Dunedin

Otago · pop. 106,200

$1,683 ($1,020) / mo

Lower Hutt

Wellington · pop. 103,400

$1,683 ($1,020) / mo

Palmerston North

Manawatu-Wanganui · pop. 81,500

$1,683 ($1,020) / mo

Living in Wellington

Wellington is one of the key cities in New Zealand. The estimated monthly cost of living for a single person is $1,683 ($1,020), placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around $660 ($400) per month.

For families, the estimated budget rises to $4,040 ($2,449) per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately $3,066 ($1,858) monthly.

The average estimated net salary in Wellington is $4,950 ($3,000). To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least $2,188 ($1,326) per month.

Frequently Asked Questions

Is Wellington expensive to live in?
A single person needs an estimated $1,683 ($1,020) per month in Wellington including rent outside the city centre. That is 6% less than the national average for New Zealand.
What salary do you need to live comfortably in Wellington?
A net salary of around $2,188 ($1,326) per month lets a single person cover all estimated expenses in Wellington with roughly 30% left for savings. The estimated average net salary in Wellington is $4,950 ($3,000).
How much is rent in Wellington?
A one-bedroom apartment costs an estimated $949 ($575) per month in the city centre and $660 ($400) outside the centre. A three-bedroom in the centre runs about $1,980 ($1,200).
Is Wellington cheaper than New Zealand on average?
Yes — Wellington is estimated to be about 6% cheaper than the New Zealand average, making it a relatively affordable option in the country.
What is the cost of groceries in Wellington?
Monthly groceries for one person are estimated at $348 ($211) in Wellington. A meal at an inexpensive restaurant costs about $15 ($9) and a cappuccino runs around $5 ($3).
How do transport costs in Wellington compare?
A monthly public transport pass in Wellington is estimated at $56 ($34). Transport makes up a small share of the total budget compared to housing and food.
Figures for Wellington are estimates based on New Zealand national averages adjusted for city size (population 216,200). Last model update: July 2026. How we calculate.