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Cost of Living in Dunedin

Dunedin, Otago, New Zealand · Population 106,200

▼ -6% vs New Zealand average

Single person, monthly (incl. rent)$1,683 ($1,020)
Couple, monthly$3,066 ($1,858)
Family of four, monthly$4,040 ($2,449)

Estimated Prices in Dunedin

ExpenseEstimated costBasis
Meal at an inexpensive restaurant$15.35 ($9.30)per meal
Three-course meal for two, mid-range$61.38 ($37.20)per meal
Cappuccino$4.60 ($2.79)each
Monthly groceries (single person)$348 ($211)per month
Monthly public transport pass$56.27 ($34.10)per month
Basic utilities for an 85m² apartment$148 ($89.90)per month
Internet (60 Mbps, unlimited)$42.97 ($26.04)per month
Fitness club membership$42.97 ($26.04)per month
Cinema ticket$11.25 ($6.82)each
One-bedroom apartment in city centre$949 ($575)per month
One-bedroom apartment outside centre$660 ($400)per month
Three-bedroom apartment in city centre$1,980 ($1,200)per month

Salary & Budget Planning

The estimated average net salary in Dunedin is $4,950 ($3,000) per month. To live comfortably — covering the full single-person budget of $1,683 ($1,020) with about 30% left over for savings — you would need a net income of roughly $2,188 ($1,326) per month.

Housing takes the largest share: rent for a one-bedroom outside the centre ($660 ($400)) represents about 39% of the total single-person budget.

Compare Dunedin

Dunedin vs AucklandDunedin vs ChristchurchDunedin vs WellingtonDunedin vs NorthcoteDunedin vs HamiltonDunedin vs Tauranga

Nearby Cities

Mosgiel

12 km away · Otago

Glencoe

148 km away · Southland

Wanaka

169 km away · Otago

Macetown

173 km away · Otago

Timaru

175 km away · Canterbury

Invercargill

176 km away · Southland

Halfmoon Bay

215 km away · Southland

Te Anau

223 km away · Southland

Other Major Cities in New Zealand

Auckland

Auckland · pop. 1,470,100

$2,246 ($1,361) / mo

Christchurch

Canterbury · pop. 383,200

$1,794 ($1,087) / mo

Wellington

Wellington · pop. 216,200

$1,683 ($1,020) / mo

Northcote

Auckland · pop. 205,605

$1,683 ($1,020) / mo

Hamilton

Waikato · pop. 176,500

$1,683 ($1,020) / mo

Tauranga

Bay of Plenty · pop. 151,300

$1,683 ($1,020) / mo

Lower Hutt

Wellington · pop. 103,400

$1,683 ($1,020) / mo

Palmerston North

Manawatu-Wanganui · pop. 81,500

$1,683 ($1,020) / mo

Living in Dunedin

Dunedin is one of the key cities in New Zealand. The estimated monthly cost of living for a single person is $1,683 ($1,020), placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around $660 ($400) per month.

For families, the estimated budget rises to $4,040 ($2,449) per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately $3,066 ($1,858) monthly.

The average estimated net salary in Dunedin is $4,950 ($3,000). To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least $2,188 ($1,326) per month.

Frequently Asked Questions

Is Dunedin expensive to live in?
A single person needs an estimated $1,683 ($1,020) per month in Dunedin including rent outside the city centre. That is 6% less than the national average for New Zealand.
What salary do you need to live comfortably in Dunedin?
A net salary of around $2,188 ($1,326) per month lets a single person cover all estimated expenses in Dunedin with roughly 30% left for savings. The estimated average net salary in Dunedin is $4,950 ($3,000).
How much is rent in Dunedin?
A one-bedroom apartment costs an estimated $949 ($575) per month in the city centre and $660 ($400) outside the centre. A three-bedroom in the centre runs about $1,980 ($1,200).
Is Dunedin cheaper than New Zealand on average?
Yes — Dunedin is estimated to be about 6% cheaper than the New Zealand average, making it a relatively affordable option in the country.
What is the cost of groceries in Dunedin?
Monthly groceries for one person are estimated at $348 ($211) in Dunedin. A meal at an inexpensive restaurant costs about $15 ($9) and a cappuccino runs around $5 ($3).
How do transport costs in Dunedin compare?
A monthly public transport pass in Dunedin is estimated at $56 ($34). Transport makes up a small share of the total budget compared to housing and food.
Figures for Dunedin are estimates based on New Zealand national averages adjusted for city size (population 106,200). Last model update: July 2026. How we calculate.