Mosgiel, Otago, New Zealand · Population 14,600
▼ -16% vs New Zealand average
| Expense | Estimated cost | Basis |
|---|---|---|
| Meal at an inexpensive restaurant | $13.81 ($8.37) | per meal |
| Three-course meal for two, mid-range | $55.24 ($33.48) | per meal |
| Cappuccino | $4.14 ($2.51) | each |
| Monthly groceries (single person) | $313 ($190) | per month |
| Monthly public transport pass | $50.64 ($30.69) | per month |
| Basic utilities for an 85m² apartment | $134 ($80.91) | per month |
| Internet (60 Mbps, unlimited) | $38.67 ($23.44) | per month |
| Fitness club membership | $38.67 ($23.44) | per month |
| Cinema ticket | $10.13 ($6.14) | each |
| One-bedroom apartment in city centre | $832 ($504) | per month |
| One-bedroom apartment outside centre | $579 ($351) | per month |
| Three-bedroom apartment in city centre | $1,736 ($1,052) | per month |
The estimated average net salary in Mosgiel is $4,455 ($2,700) per month. To live comfortably — covering the full single-person budget of $1,499 ($909) with about 30% left over for savings — you would need a net income of roughly $1,949 ($1,181) per month.
Housing takes the largest share: rent for a one-bedroom outside the centre ($579 ($351)) represents about 39% of the total single-person budget.
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$1,683 ($1,020) / moMosgiel is one of the key cities in New Zealand. The estimated monthly cost of living for a single person is $1,499 ($909), placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around $579 ($351) per month.
For families, the estimated budget rises to $3,590 ($2,176) per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately $2,727 ($1,653) monthly.
The average estimated net salary in Mosgiel is $4,455 ($2,700). To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least $1,949 ($1,181) per month.