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Cost of Living in Invercargill

Invercargill, Southland, New Zealand · Population 50,200

▼ -6% vs New Zealand average

Single person, monthly (incl. rent)$1,683 ($1,020)
Couple, monthly$3,066 ($1,858)
Family of four, monthly$4,040 ($2,449)

Estimated Prices in Invercargill

ExpenseEstimated costBasis
Meal at an inexpensive restaurant$15.35 ($9.30)per meal
Three-course meal for two, mid-range$61.38 ($37.20)per meal
Cappuccino$4.60 ($2.79)each
Monthly groceries (single person)$348 ($211)per month
Monthly public transport pass$56.27 ($34.10)per month
Basic utilities for an 85m² apartment$148 ($89.90)per month
Internet (60 Mbps, unlimited)$42.97 ($26.04)per month
Fitness club membership$42.97 ($26.04)per month
Cinema ticket$11.25 ($6.82)each
One-bedroom apartment in city centre$949 ($575)per month
One-bedroom apartment outside centre$660 ($400)per month
Three-bedroom apartment in city centre$1,980 ($1,200)per month

Salary & Budget Planning

The estimated average net salary in Invercargill is $4,950 ($3,000) per month. To live comfortably — covering the full single-person budget of $1,683 ($1,020) with about 30% left over for savings — you would need a net income of roughly $2,188 ($1,326) per month.

Housing takes the largest share: rent for a one-bedroom outside the centre ($660 ($400)) represents about 39% of the total single-person budget.

Compare Invercargill

Invercargill vs AucklandInvercargill vs ChristchurchInvercargill vs WellingtonInvercargill vs NorthcoteInvercargill vs HamiltonInvercargill vs Tauranga

Nearby Cities

Glencoe

34 km away · Southland

Halfmoon Bay

55 km away · Southland

Te Anau

123 km away · Southland

Mosgiel

165 km away · Otago

Dunedin

176 km away · Otago

Macetown

177 km away · Otago

Wanaka

200 km away · Otago

Timaru

319 km away · Canterbury

Other Major Cities in New Zealand

Auckland

Auckland · pop. 1,470,100

$2,246 ($1,361) / mo

Christchurch

Canterbury · pop. 383,200

$1,794 ($1,087) / mo

Wellington

Wellington · pop. 216,200

$1,683 ($1,020) / mo

Northcote

Auckland · pop. 205,605

$1,683 ($1,020) / mo

Hamilton

Waikato · pop. 176,500

$1,683 ($1,020) / mo

Tauranga

Bay of Plenty · pop. 151,300

$1,683 ($1,020) / mo

Dunedin

Otago · pop. 106,200

$1,683 ($1,020) / mo

Lower Hutt

Wellington · pop. 103,400

$1,683 ($1,020) / mo

Living in Invercargill

Invercargill is one of the key cities in New Zealand. The estimated monthly cost of living for a single person is $1,683 ($1,020), placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around $660 ($400) per month.

For families, the estimated budget rises to $4,040 ($2,449) per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately $3,066 ($1,858) monthly.

The average estimated net salary in Invercargill is $4,950 ($3,000). To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least $2,188 ($1,326) per month.

Frequently Asked Questions

Is Invercargill expensive to live in?
A single person needs an estimated $1,683 ($1,020) per month in Invercargill including rent outside the city centre. That is 6% less than the national average for New Zealand.
What salary do you need to live comfortably in Invercargill?
A net salary of around $2,188 ($1,326) per month lets a single person cover all estimated expenses in Invercargill with roughly 30% left for savings. The estimated average net salary in Invercargill is $4,950 ($3,000).
How much is rent in Invercargill?
A one-bedroom apartment costs an estimated $949 ($575) per month in the city centre and $660 ($400) outside the centre. A three-bedroom in the centre runs about $1,980 ($1,200).
Is Invercargill cheaper than New Zealand on average?
Yes — Invercargill is estimated to be about 6% cheaper than the New Zealand average, making it a relatively affordable option in the country.
What is the cost of groceries in Invercargill?
Monthly groceries for one person are estimated at $348 ($211) in Invercargill. A meal at an inexpensive restaurant costs about $15 ($9) and a cappuccino runs around $5 ($3).
How do transport costs in Invercargill compare?
A monthly public transport pass in Invercargill is estimated at $56 ($34). Transport makes up a small share of the total budget compared to housing and food.
Figures for Invercargill are estimates based on New Zealand national averages adjusted for city size (population 50,200). Last model update: July 2026. How we calculate.