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Cost of Living in San Fernando

San Fernando, San Fernando, Trinidad and Tobago · Population 82,997

▼ -6% vs Trinidad and Tobago average

Single person, monthly (incl. rent)TT$3,672 ($540)
Couple, monthlyTT$6,535 ($961)
Family of four, monthlyTT$8,468 ($1,245)

Estimated Prices in San Fernando

ExpenseEstimated costBasis
Meal at an inexpensive restaurantTT$38.76 ($5.70)per meal
Three-course meal for two, mid-rangeTT$155 ($22.80)per meal
CappuccinoTT$11.63 ($1.71)each
Monthly groceries (single person)TT$879 ($129)per month
Monthly public transport passTT$142 ($20.90)per month
Basic utilities for an 85m² apartmentTT$375 ($55.10)per month
Internet (60 Mbps, unlimited)TT$109 ($15.96)per month
Fitness club membershipTT$109 ($15.96)per month
Cinema ticketTT$28.42 ($4.18)each
One-bedroom apartment in city centreTT$1,564 ($230)per month
One-bedroom apartment outside centreTT$1,088 ($160)per month
Three-bedroom apartment in city centreTT$3,264 ($480)per month

Salary & Budget Planning

The estimated average net salary in San Fernando is TT$7,480 ($1,100) per month. To live comfortably — covering the full single-person budget of TT$3,672 ($540) with about 30% left over for savings — you would need a net income of roughly TT$4,774 ($702) per month.

Housing takes the largest share: rent for a one-bedroom outside the centre (TT$1,088 ($160)) represents about 30% of the total single-person budget.

Compare San Fernando

San Fernando vs ChaguanasSan Fernando vs Port of SpainSan Fernando vs CouvaSan Fernando vs ArimaSan Fernando vs Princes TownSan Fernando vs Arouca

Nearby Cities

Marabella

3 km away · San Fernando

Gasparillo

7 km away · Couva/Tabaquite/Talparo

Claxton Bay

8 km away · Couva/Tabaquite/Talparo

Princes Town

9 km away · Princes Town

Debe

9 km away · Penal/Debe

Penal

13 km away · Penal/Debe

Fyzabad

14 km away · Siparia

Couva

15 km away · Couva/Tabaquite/Talparo

Other Major Cities in Trinidad and Tobago

Chaguanas

Chaguanas · pop. 101,297

TT$4,869 ($716) / mo

Port of Spain

Port of Spain · pop. 84,126

TT$3,672 ($540) / mo

Living in San Fernando

San Fernando is one of the key cities in Trinidad and Tobago. The estimated monthly cost of living for a single person is TT$3,672 ($540), placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around TT$1,088 ($160) per month.

For families, the estimated budget rises to TT$8,468 ($1,245) per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately TT$6,535 ($961) monthly.

The average estimated net salary in San Fernando is TT$7,480 ($1,100). To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least TT$4,774 ($702) per month.

Frequently Asked Questions

Is San Fernando expensive to live in?
A single person needs an estimated TT$3,672 ($540) per month in San Fernando including rent outside the city centre. That is 6% less than the national average for Trinidad and Tobago.
What salary do you need to live comfortably in San Fernando?
A net salary of around TT$4,774 ($702) per month lets a single person cover all estimated expenses in San Fernando with roughly 30% left for savings. The estimated average net salary in San Fernando is TT$7,480 ($1,100).
How much is rent in San Fernando?
A one-bedroom apartment costs an estimated TT$1,564 ($230) per month in the city centre and TT$1,088 ($160) outside the centre. A three-bedroom in the centre runs about TT$3,264 ($480).
Is San Fernando cheaper than Trinidad and Tobago on average?
Yes — San Fernando is estimated to be about 6% cheaper than the Trinidad and Tobago average, making it a relatively affordable option in the country.
What is the cost of groceries in San Fernando?
Monthly groceries for one person are estimated at TT$879 ($129) in San Fernando. A meal at an inexpensive restaurant costs about TT$39 ($6) and a cappuccino runs around TT$12 ($2).
How do transport costs in San Fernando compare?
A monthly public transport pass in San Fernando is estimated at TT$142 ($21). Transport makes up a small share of the total budget compared to housing and food.
Figures for San Fernando are estimates based on Trinidad and Tobago national averages adjusted for city size (population 82,997). Last model update: July 2026. How we calculate.