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Cost of Living in Finland

136 cities covered · Currency: EUR (€) · Capital: Helsinki

Single person, monthly€921 ($1,001)
Couple, monthly€1,659 ($1,803)
Family of four, monthly€2,168 ($2,356)
Average net salary€3,121 ($3,392)

Average Prices in Finland

ExpenseEstimated costBasis
Meal at an inexpensive restaurant€9.07 ($9.86)per meal
Three-course meal for two, mid-range€36.28 ($39.43)per meal
Cappuccino€2.72 ($2.96)each
Monthly groceries (single person)€206 ($223)per month
Monthly public transport pass€33.25 ($36.15)per month
Basic utilities for an 85m² apartment€87.67 ($95.29)per month
Internet (60 Mbps, unlimited)€25.39 ($27.60)per month
Fitness club membership€25.39 ($27.60)per month
Cinema ticket€6.65 ($7.23)each
One-bedroom apartment in city centre€455 ($495)per month
One-bedroom apartment outside centre€317 ($344)per month
Three-bedroom apartment in city centre€950 ($1,033)per month

Major Cities in Finland

Helsinki

Uusimaa · pop. 1,360,075

Tampere

Pirkanmaa · pop. 369,233

Espoo

Uusimaa · pop. 325,716

Vantaa

Uusimaa · pop. 248,199

Oulu

Pohjois-Pohjanmaa · pop. 217,469

Turku

Varsinais-Suomi · pop. 209,633

Jyväskylä

Keski-Suomi · pop. 149,895

Kuopio

Pohjois-Savo · pop. 126,572

Lahti

Päijät-Häme · pop. 121,832

Pori

Satakunta · pop. 84,026

Joensuu

Pohjois-Karjala · pop. 79,129

Kouvola

Kymenlaakso · pop. 78,824

Lappeenranta

Etelä-Karjala · pop. 73,241

Vaasa

Pohjanmaa · pop. 71,209

Hämeenlinna

Kanta-Häme · pop. 68,614

Seinäjoki

Etelä-Pohjanmaa · pop. 67,283

Rovaniemi

Lappi · pop. 65,329

Mikkeli

Etelä-Savo · pop. 51,551

Porvoo

Uusimaa · pop. 51,464

Salo

Varsinais-Suomi · pop. 51,056

Kotka

Kymenlaakso · pop. 50,029

Kokkola

Keski-Pohjanmaa · pop. 48,338

Hyvinkää

Uusimaa · pop. 47,015

Järvenpää

Uusimaa · pop. 46,944

Cheapest Cities in Finland

KokkolaHyvinkääJärvenpääLohjaNurmijärviTuusulaKirkkonummiRaumaKeravaKaarinaFull ranking →

City Comparisons in Finland

Helsinki vs Tampere

Side-by-side cost of living comparison in Finland

Helsinki vs Espoo

Side-by-side cost of living comparison in Finland

Tampere vs Vantaa

Side-by-side cost of living comparison in Finland

Espoo vs Vantaa

Side-by-side cost of living comparison in Finland

Cost of Living by City Size in Finland

Living costs in Finland vary significantly depending on city size. Large metropolitan areas with populations over one million typically see housing costs 15–30% above the national average, while smaller towns can be 10–20% below it. The national baseline of €921 ($1,001) per month represents a mid-sized city estimate.

Capital cities and major economic hubs command the highest rents and overall expenses. For budget-conscious residents, mid-sized cities offer a balance of amenities and affordability. Rural and small-town living remains the most economical option, though transport and service access may be limited.

Frequently Asked Questions

What is the average cost of living in Finland?
The estimated average monthly cost for a single person in Finland is €921 ($1,001), including rent outside the city centre. A family of four needs roughly €2,168 ($2,356) per month.
Which city has the lowest cost of living in Finland?
Kokkola ranks among the most affordable cities in Finland with a low cost-of-living multiplier.
What is the average salary in Finland?
The estimated average net salary in Finland is €3,121 ($3,392) per month. Actual salaries vary significantly by profession, experience and city.
All figures are planning estimates for Finland derived from national baselines. Individual city pages adjust these figures for city size. Methodology.