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Cost of Living in Loviisa

Loviisa, Uusimaa, Finland · Population 14,557

▼ -16% vs Finland average

Single person, monthly (incl. rent)€771 ($839)
Couple, monthly€1,386 ($1,506)
Family of four, monthly€1,808 ($1,965)

Estimated Prices in Loviisa

ExpenseEstimated costBasis
Meal at an inexpensive restaurant€7.70 ($8.37)per meal
Three-course meal for two, mid-range€30.80 ($33.48)per meal
Cappuccino€2.31 ($2.51)each
Monthly groceries (single person)€175 ($190)per month
Monthly public transport pass€28.23 ($30.69)per month
Basic utilities for an 85m² apartment€74.44 ($80.91)per month
Internet (60 Mbps, unlimited)€21.56 ($23.44)per month
Fitness club membership€21.56 ($23.44)per month
Cinema ticket€5.65 ($6.14)each
One-bedroom apartment in city centre€371 ($403)per month
One-bedroom apartment outside centre€258 ($281)per month
Three-bedroom apartment in city centre€774 ($842)per month

Salary & Budget Planning

The estimated average net salary in Loviisa is €2,650 ($2,880) per month. To live comfortably — covering the full single-person budget of €771 ($839) with about 30% left over for savings — you would need a net income of roughly €1,003 ($1,090) per month.

Housing takes the largest share: rent for a one-bedroom outside the centre (€258 ($281)) represents about 33% of the total single-person budget.

Compare Loviisa

Loviisa vs HelsinkiLoviisa vs TampereLoviisa vs EspooLoviisa vs VantaaLoviisa vs OuluLoviisa vs Turku

Nearby Cities

Porvoo

32 km away · Uusimaa

Elimäki

32 km away · Kymenlaakso

Kotka

40 km away · Kymenlaakso

Orimattila

47 km away · Päijät-Häme

Vehkalahti

52 km away · Kymenlaakso

Kouvola

53 km away · Kymenlaakso

Sippola

53 km away · Kymenlaakso

Mäntsälä

53 km away · Uusimaa

Other Major Cities in Finland

Helsinki

Uusimaa · pop. 1,360,075

€1,150 ($1,250) / mo

Tampere

Pirkanmaa · pop. 369,233

€921 ($1,001) / mo

Espoo

Uusimaa · pop. 325,716

€921 ($1,001) / mo

Vantaa

Uusimaa · pop. 248,199

€865 ($940) / mo

Oulu

Pohjois-Pohjanmaa · pop. 217,469

€865 ($940) / mo

Turku

Varsinais-Suomi · pop. 209,633

€865 ($940) / mo

Jyväskylä

Keski-Suomi · pop. 149,895

€865 ($940) / mo

Kuopio

Pohjois-Savo · pop. 126,572

€865 ($940) / mo

Living in Loviisa

Loviisa is one of the key cities in Finland. The estimated monthly cost of living for a single person is €771 ($839), placing it below the national average. Housing represents the largest expense, with a one-bedroom apartment outside the city centre costing around €258 ($281) per month.

For families, the estimated budget rises to €1,808 ($1,965) per month, driven mainly by larger housing needs and increased food and transport spending. Couples can expect to spend approximately €1,386 ($1,506) monthly.

The average estimated net salary in Loviisa is €2,650 ($2,880). To maintain a comfortable lifestyle with room for savings, a single person typically needs a net income of at least €1,003 ($1,090) per month.

Frequently Asked Questions

Is Loviisa expensive to live in?
A single person needs an estimated €771 ($839) per month in Loviisa including rent outside the city centre. That is 16% less than the national average for Finland.
What salary do you need to live comfortably in Loviisa?
A net salary of around €1,003 ($1,090) per month lets a single person cover all estimated expenses in Loviisa with roughly 30% left for savings. The estimated average net salary in Loviisa is €2,650 ($2,880).
How much is rent in Loviisa?
A one-bedroom apartment costs an estimated €371 ($403) per month in the city centre and €258 ($281) outside the centre. A three-bedroom in the centre runs about €774 ($842).
Is Loviisa cheaper than Finland on average?
Yes — Loviisa is estimated to be about 16% cheaper than the Finland average, making it a relatively affordable option in the country.
What is the cost of groceries in Loviisa?
Monthly groceries for one person are estimated at €175 ($190) in Loviisa. A meal at an inexpensive restaurant costs about €8 ($8) and a cappuccino runs around €2 ($3).
How do transport costs in Loviisa compare?
A monthly public transport pass in Loviisa is estimated at €28 ($31). Transport makes up a small share of the total budget compared to housing and food.
Figures for Loviisa are estimates based on Finland national averages adjusted for city size (population 14,557). Last model update: July 2026. How we calculate.